Polk County property record for 3821 Feather Dr, Lakeland, FL 33812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 1985 |
| Lot Size | 0.243 acres (10,594 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,900 (Mar 2016) |
| Tax Bill | $1,258 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Feb 2021 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-14-283131-000290 |
| Primary APN | 24-29-14-283131-000290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| Gross Area | 1,884 sqft |
| 1st Floor Area | 1,424 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,594 sqft (0.243 acres) |
| Lot Dimensions | 163 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 3821 FEATHER DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33812-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOVE HOLLOW PB 73 PG 45 LOT 29 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 14 |
| Legal Subdivision | DOVE HOLLOW |
| Legal Tract | 283131 |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 11832 |
3821 Feather Dr is owned and occupied by two individuals who bought it in March 2016.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION |
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Apr 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Jul 10, 2019 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Oct 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on File |
| Deed Sale | Mar 1, 2016 · Amount on File |
| Prior Sale | Feb 25, 2004 · Amount on File |
| Deed Document Number | 201636194 |
| Deed Book / Page | 9757 / 1145 |
| Prior Transfer Date | Feb 26, 1995 |
| Prior Transfer Doc | 3511001088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 1, 2026 |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0000104405 |
| Book / Page | 13980 / 1646 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026104405 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0000104405, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 13980/1646 |
| Instrument | 2026104405 |
| Name | SUNCOAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0000034494 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 11575/555 |
| Instrument | 2021034494 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0000281706 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 11958/127 |
| Instrument | 2021281706 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000101941 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 12209/779 |
| Instrument | 2022101941 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0000025500 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 12569/2134 |
| Instrument | 2023025500 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0110520006 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3821 FEATHER DR LAKELAND FL 338124127, LAKELAND, FL 33812-4127 |
| Document Number | 0110520006 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 011052/000006 |
| Instrument | 249531 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0109100552 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3821 FEATHER DR LAKELAND FL 338124127, LAKELAND, FL 33812-4127 |
| Document Number | 0109100552 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 010910/000552 |
| Instrument | 149354 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3821 FEATHER DR, LAKELAND, FL 33812-4127 |
| Document Number | 0103051851 |
| Book / Page | 010305 / 001851 |
| Instrument Date | Oct 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3821 FEATHER DR LAKELAND FL 338124127, LAKELAND, FL 33812-4127 |
| Document Number | 0103051851 |
|---|---|
| Date | Nov 3, 2017 |
| Book Page | 010305/001851 |
| Instrument | 211812 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2047 |
The 2025 property tax bill for 3821 Feather Dr was $1,258 with a homeowner's exemption, down 31.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,278 (+2.7%) | $227,404 (-5.75%) Land $37,000 Building $190,404 | |
| 2025 | $1,258.00 (-31.37%) Homeowner's exemption | $137,564 | $241,278 Land $37,000 Building $204,278 |
| 2024 | $1,833.00 (+10.69%) | ||
| 2023 | $1,656.00 (+4.09%) Homeowner's exemption | $129,793 (+3%) | $254,386 (+9.12%) Land $36,000 Building $218,386 |
| 2022 | $1,591.00 Homeowner's exemption | $126,013 | $233,132 Land $34,000 Building $199,132 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3821 Feather Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3821 Feather Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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