3821 E Garnet Loop, Hernando, FL 34442 Property Records

Citrus County property record for 3821 E Garnet Loop, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1973
Square Footage	1,530 sqft Living Area
Lot Size	16,788 sqft (0.385 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2009)
Tax Bill	$27.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-11-0020-000G0-0040

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1288, HERNANDO, FL 34441-1288
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2009 · Amount on Record
Deed Sale	Mar 01, 2009 · Amount on Record
Prior Sale	Jul 01, 1997 · Amount on Record
Deed Book / Page	2277 / 1789
Last Transfer Date	Jun 21, 2023
Transfer Doc	0033900083
Record Refreshed	Jun 08, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CITRUS FL
Recording Date	Jun 26, 2023
Property Address	3821 E GARNET LOOP, HERNANDO, FL 34442-3940
Document Number	0033900083
Book / Page	3390 / 83
Map Reference	MB 3 PG 127
Instrument Date	Jun 21, 2023
Instrument	2023037115
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1288, HERNANDO, FL 34441-1288

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1288, HERNANDO, FL 34441-1288

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Veteran's exemption	$98,130 (-53.69%)	$211,282 (-0.3%) Land $56,520 Building $154,762
2024	$27.00 Homeowner's exemption Additional exemption filed	$211,920 (+5.41%) Land $51,650 Building $160,270	$211,920 (+5.41%) Land $51,650 Building $160,270
2023	$27.00 (-68.24%) Homeowner's exemption Additional exemption filed	$201,039 (+19.24%) Land $51,650 Building $149,389	$201,039 (+19.24%) Land $51,650 Building $149,389
2022	$85.00 Homeowner's exemption Additional exemption filed	$168,596 Land $18,230 Building $150,366	$168,596 Land $18,230 Building $150,366

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-11-0020-000G0-0040`
Alternative APNs	`1118S19E0020000G00040` `1591767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,530 sqft Living Area
Gross Area	2,180 sqft Gross Area
1st Floor	1,530 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	16,788 sqft (0.385 acres)
Depth X Width	155 ft x 130 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	550 sqft Garage
Patio Area	350 sqft Patio
Porch Area	565 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1591767
Street Address	3821 E GARNET LOOP
City	HERNANDO
State	FL
Zip	34442-3940
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLOLA HTS UNIT 2 PB 3 PG 127 LOT 4 BLK G
Legal Range	19E
Legal Township	18S
Legal Section	11
Legal Subdivision	WILLOLA HEIGHTS UNIT 2
Legal Block	G
Legal Lot Number	4
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105