3821 Clipper Ln, Naples, FL 34112 Property Records

Collier County property record for 3821 Clipper Ln, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1996
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$959,875 (May 2006)
Tax Bill	$7,443 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`220600 1 335A14`

Property Details

APN / Parcel Number

Primary APN	`220600 1 335A14`
Alternative APN	`26120000265`

Interior

Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	185 ft deep x 45 ft wide
Pool Area	288 sqft
Deck Area	1,076 sqft

Location & Zoning

Street Address	3821 CLIPPER LN
City	NAPLES
State	FL
Zip	34112-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLIPPER COVE BLK 1 LOT 33
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	CLIPPER COVE
Legal Tract	220600
Legal Block	1
Legal Lot Number	33
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2003
Census Tract	10702

Owner

Source: Collier County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3821 CLIPPER LN, NAPLES, FL 34112-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LATVIAN CLEVELAND CU INC
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage LATVIAN CLEVELAND CU INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2006 · Amount on Record
Deed Sale	May 19, 2006 · Amount on Record
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Document Number	20063841793
Deed Book / Page	4040 / 1021
Last Transfer Date	Jul 29, 2009
Transfer Doc	0044851195
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3821 CLIPPER LN, NAPLES, FL 34112-4236
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058893646
Date	Feb 9, 2021
Book Page	5889/3646
Instrument	5999210

Lender

Name	LATVIAN CLEVELAND CU INC
Type	Credit Union
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3821 CLIPPER LN, NAPLES, FL 34112-4236
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060750625
Date	Jan 25, 2022
Book Page	6075/625
Instrument	6194637

Lender

Name	LATVIAN CLEVELAND CU INC
Type	Credit Union
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,443.00 (+6.5%) Homeowner's exemption	$611,262 (+5.99%)	$1,135,320 (+22.42%) Land $679,592 Building $455,728
2024	$6,989.00 (+1.3%)
2023	$6,899.00 (-3.32%) Homeowner's exemption	$576,733 (+3%)	$927,426 (+12.95%) Land $446,048 Building $481,378
2022	$7,136.00 Homeowner's exemption	$559,935	$821,083 Land $326,962 Building $494,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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