3821 Cedar Ln, Columbia, MO 65201 Property Records

Boone County property record for 3821 Cedar Ln, Columbia, MO 65201

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,788 sqft · built 1992
Lot Size	0.289 acres (12,607 sqft)
Owner	2 Individual Names on File
Last Sale	$261,000 (Jul 2021)
Tax Bill	$2,974 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-213-00-01-092-00`

Property Details

APN / Parcel Number

Primary APN	`17-213-00-01-092-00`
Alternative APN	`17-213-00-01-092.00 01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,788 sqft Living Area
1st Floor Area	1,378 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	12,607 sqft (0.289 acres)
Lot Dimensions	155 ft deep x 81.2 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	3821 CEDAR LN
City	COLUMBIA
State	MO
Zip	65201-6501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODRIDGE BLK 3 LOT 6
Legal Range	12W
Legal Township	48N
Legal Section	09
Legal Subdivision	WOODRIDGE
Legal Block	3
Legal Lot Number	6
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2005
Census Tract	1003

Owner

3821 Cedar Ln is owned and occupied by two individuals who bought it in July 2021.

Source: Boone County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage RIVER REGION CU
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Feb 28, 2017	Deed of Trust, Mortgage · Construction Mortgage CENTRAL TRUST BANK
Apr 7, 2017	Warranty Deed, Transfer CENTRAL BK/BOONE CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Apr 6, 2017 · Amount on File
Deed Document Number	202122322
Deed Book / Page	5477 / 32
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0000012267
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Jul 30, 2021
Property Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501
Document Number	0000022322
Book / Page	5477 / 32
Map Reference	MB 9 PG 5
Instrument Date	Jul 30, 2021
Instrument	2021022322
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501

Mortgage

Document Number	0000022323
Date	Jul 30, 2021
Instrument	2021022323

Lender

Name	RIVER REGION CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	4.87%
Index	5-Year CMT
Margin	2
Max Rate	7.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023517
Date	Sep 25, 2020
Book Page	5273/82
Instrument	2020023517

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003660
Date	Feb 28, 2017
Book Page	4717/0049
Instrument	2017003660

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE MO
Recording Date	Apr 7, 2017
Property Address	3821 CEDAR LN, COLUMBIA, MO 65201-6501
Document Number	0000006587
Book / Page	004733 / 000138
Instrument Date	Apr 4, 2017
Instrument	6587
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3821 CEDAR LN COLUMBIA MO 652016501, COLUMBIA, MO 65201-6501

Mortgage

Document Number	6588
Date	Apr 7, 2017
Book Page	004733/000139
Instrument	6588

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65201-4444

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3821 Cedar Ln was $2,974.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,429 (-) Land $4,275 Building $41,154
2025	$2,974.00	$45,429 Land $4,275 Building $41,154	$239,100 Land $22,500 Building $216,600
2023	$2,654.00 (+8.15%)	$39,672 Land $4,275 Building $35,397	$208,800 Land $22,500 Building $186,300
2022	$2,454.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3821 Cedar Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3821 Cedar Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Socket Telecom, Wisper ISP.

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