38208 4th Ave E, Roy, WA 98580 Property Records

Pierce County property record for 38208 4th Ave E, Roy, WA 98580

Property Summary

Property Type	Single Family Home
Details	10 bd · 4.75 ba · 4,566 sqft · built 2008
Lot Size	19.8 acres (864,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2013)
Tax Bill	$8,936 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031733-4-006`

Property Details

APN / Parcel Number

Primary APN	`031733-4-006`

Interior

Bedrooms	10 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,566 sqft Living Area
Gross Area	4,908 sqft
1st Floor Area	1,062 sqft
Basement Area	1,232 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2009
Architectural Style	Bi-Level
Exterior Material	Logs
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	864,230 sqft (19.8 acres)
Terrain	Below Road/Slope

Exterior Amenities

Porch	Slab
Porch Area	560 sqft
Deck Area	84 sqft
Patio Area	1,275 sqft
Storage Building	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	38208 4TH AVE E
City	ROY
State	WA
Zip	98580-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 33 TOWNSHIP 17 RANGE 03 QUARTER 43 L 74 ROS 97-05-19-0076 AN AMEND OF LL 97-04-03-0427 TOG/W EASE OF RECORD OUT OF 4-000 SEG J-0182 CH/JU 9/10/97 JU DC100798KM TITLE ELIMINATION MAKE - FLTWD - MODEL - WAVERLY CREST - YEAR - 2020 - SERIAL - FL
Legal Range	03
Legal Township	17
Legal Section	33
Legal Subdivision	LLS#9705190076
Legal Tract	74
Legal Lot Number	74
Jurisdiction	PIERCE WA
Township / Civil Division	ROY
Census Block Group	1
Census Block	1024
Census Tract	73006

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38208 4TH AVE E, ROY, WA 98580-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Jun 8, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 17, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2013 · Amount on Record
Deed Sale	Jun 24, 2013 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	2013794
Last Transfer Date	Aug 7, 2013
Transfer Doc	0000000932
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jul 17, 2026
Property Address	38208 4TH AVE E, ROY, WA 98580-9365
Document Number	0000000119
Instrument Date	Jul 13, 2026
Instrument	2026119
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38208 4TH AVE E, ROY, WA 98580-9365

Mortgage

Document Number	0000000119,
Date	Jul 17, 2026
Instrument	2026119

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	38208 4TH AVE E, ROY, WA 98580-9365
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008220218
Date	Aug 22, 2019
Instrument	201908220218

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	38208 4TH AVE E, ROY, WA 98580-9365
Document Number	1806140121
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38208 4TH AVE E ROY WA 985809365, ROY, WA 98580-9365

Mortgage

Document Number	1806140121
Date	Jun 14, 2018
Instrument	201806140121

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	38208 4TH AVE E, ROY, WA 98580-9365
Document Number	1712040262
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38208 4TH AVE E ROY WA 985809365, ROY, WA 98580-9365

Mortgage

Document Number	1712040262
Date	Dec 4, 2017
Instrument	201712040262

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	38208 4TH AVE E, ROY, WA 98580-9365
Document Number	1702270032
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38208 4TH AVE E ROY WA 985809365, ROY, WA 98580-9365

Mortgage

Document Number	1702270032
Date	Feb 27, 2017
Instrument	201702270032

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Yelm Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,936.00 (-2.02%)	$1,166,000 (+15.3%) Land $384,700 Building $781,300	$1,166,000 (+15.3%) Land $384,700 Building $781,300
2025	$9,120.00 (-15.84%)
2024	$10,836.00 (+6.45%)	$1,011,300 (-4.95%) Land $329,800 Building $681,500	$1,011,300 (-4.95%) Land $329,800 Building $681,500
2023	$10,179.00	$1,064,000 Land $343,500 Building $720,500	$1,064,000 Land $343,500 Building $720,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1996–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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