38204 E Cline Rd, Lone Jack, MO 64070 Property Records

Jackson County property record for 38204 E Cline Rd, Lone Jack, MO 64070

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,850 sqft · built 1978
Lot Size	1.33 acres (58,332 sqft)
Owner	Individual Name on Record
Last Sale	$86,900 (Aug 2014)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`56-800-04-28`

Property Details

APN / Parcel Number

Primary APN	`56-800-04-28`
Alternative APNs	`56-800-04-28-00-0-00-000` `56800042800000001` `993958`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,300 sqft
Finished Basement	625 sqft
Unfinished Basement	675 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	58,332 sqft
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	993958
Street Address	38204 E CLINE RD
City	LONE JACK
State	MO
Zip	64070-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMENS ADDITION LOT 1
Legal Subdivision	CLEMENS ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	JACKSON MO
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2001
Census Tract	13917

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 30, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 2, 2019	Deed of Trust, Mortgage TOWER LN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Aug 18, 2010 · Amount on Record
Deed Document Number	201467087
Last Transfer Date	Jun 23, 2020
Transfer Doc	00E0053985
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0085509
Date	Nov 17, 2025
Instrument	2025E0085509

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38204 E CLINE RD, LONE JACK, MO 64070-9112

Mortgage

Document Number	00E0095823
Date	Oct 19, 2022
Instrument	2022E0095823

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0039773
Date	Apr 13, 2021
Instrument	2021E0039773

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Document Number	0000E93988
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38204 E CLINE RD LONE JACK MO 640709112, LONE JACK, MO 64070-9112

Mortgage

Document Number	0000E93988
Date	Oct 9, 2020
Instrument	93988E

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 26, 2020
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Document Number	0000E53985
Instrument Date	Jun 23, 2020
Instrument	53985E
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38204 E CLINE RD LONE JACK MO 640709112, LONE JACK, MO 64070-9112

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	38204 E CLINE RD, LONE JACK, MO 64070-9112
Document Number	0000E02088
Instrument Date	Jan 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38204 E CLINE RD LONE JACK MO 640709112, LONE JACK, MO 64070-9112

Mortgage

Document Number	0000E02088
Date	Jan 10, 2019
Instrument	2088E

Lender

Name	TOWER LN
Type	Funding / Finance Company
Address	LIBERTY, MO 64069

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,993 (-) Land $12,626 Building $35,367	$252,590 (-)
2025	$3,369.00 (-7.93%)	$47,993 (-27.75%) Land $12,626 Building $35,367	$252,590 (-27.75%)
2024	$3,659.00 (-20.49%)
2023	$4,602.00	$66,424 Land $9,519 Building $56,905	$349,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY PWSD 15 serves 8,772 people · EPA ID MO1024281
Water Source	Purchased groundwater from several systems
Last State Inspection	Aug 2024
Also Mapped Here	LAFAYETTE COUNTY PWSD 1
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	80 / 10

May also be available: AT&T, Verizon.

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