3820 W Morningside St, Springfield, MO 65807 Property Records

Greene County property record for 3820 W Morningside St, Springfield, MO 65807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,533 sqft · built 1990
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,970 (Oct 2025)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-05-100-053`

Property Details

APN / Parcel Number

Primary APN	`88-18-05-100-053`
Alternative APN	`1805100053`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,533 sqft Living Area
1st Floor Area	1,533 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Construction Type	Brick
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	129 ft deep x 78 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881805100053
Street Address	3820 W MORNINGSIDE ST
City	SPRINGFIELD
State	MO
Zip	65807-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WOODLAND FORREST LOT 34
Legal Range	22W
Legal Township	28N
Legal Section	05
Legal Subdivision	WOODLAND FORREST
Legal Block	100
Legal Lot Number	34
Jurisdiction	GREENE MO
Township / Civil Division	CAMPBELL NO. 2C
Census Block Group	3
Census Block	3012
Census Tract	4201

Owner

Source: Greene County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit MULTIPLI CU
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit RIVER REGION COMMUNITY FCU
Oct 14, 2025	Warranty Deed, Transfer · Conventional Mortgage MULTIPLI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Jun 8, 2017
Deed Document Number	202533879
Deed Book / Page	2025 / 33879
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Sep 30, 2026
Property Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Document Number	0000034890
Book / Page	2026 / 34890
Instrument Date	Sep 24, 2026
Instrument	202634890
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530

Mortgage

Document Number	0000034890,
Date	Sep 30, 2026
Book Page	2026/34890
Instrument	202634890

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Recording Date	Sep 30, 2026
Property Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Document Number	0000034891
Book / Page	2026 / 34891
Instrument Date	Sep 24, 2026
Instrument	202634891
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530

Mortgage

Document Number	0000034891,
Date	Sep 30, 2026
Book Page	2026/34891
Instrument	202634891

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530

Mortgage

Document Number	0000000308
Date	Feb 3, 2026
Book Page	2026/3080-26
Instrument	3080-26

Lender

Name	MULTIPLI CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530

Mortgage

Document Number	0000003570
Date	Oct 29, 2025
Book Page	2025/35702-25
Instrument	35702-25

Lender

Name	RIVER REGION COMMUNITY FCU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	336 Months
Due	Oct 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Oct 14, 2025
Property Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530
Document Number	0000003387
Book / Page	2025 / 33879-25
Instrument Date	Oct 14, 2025
Instrument	33879-25
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 W MORNINGSIDE ST, SPRINGFIELD, MO 65807-5530

Mortgage

Document Number	0000003388
Date	Oct 14, 2025
Instrument	33880-25

Lender

Name	MULTIPLI CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	5-Year TN
Margin	3
Max Rate	11.6%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,680 (-) Land $5,700 Building $32,980
2025	$1,959.00 (+0.51%)	$38,680 (+9.33%) Land $5,700 Building $32,980	$203,600 (+9.34%) Land $30,000 Building $173,600
2023	$1,949.00 (+25.42%)	$35,380 (+22.34%) Land $4,750 Building $30,630	$186,200 (+22.34%) Land $25,000 Building $161,200
2022	$1,554.00	$28,920 Land $4,750 Building $24,170
2021			$152,200 Land $25,000 Building $127,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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