3820 Starr Ave, Oregon, OH 43616 Property Records

Lucas County property record for 3820 Starr Ave, Oregon, OH 43616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,023 sqft · built 1995
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Owner Names on Record
Last Sale	$220,500 (Oct 2010)
Tax Bill	$5,634 (2025)
Deeds & Mortgages	Jun 2019 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-18825`

Property Details

APN / Parcel Number

Primary APN	`44-18825`
Alternative APN	`24028197`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,023 sqft Living Area
1st Floor Area	2,023 sqft
Basement Area	910 sqft
Finished Basement	255 sqft

Exterior

Year Built	Built 1995
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	29,621 sqft (0.68 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	176 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3820 STARR AVE
City	OREGON
State	OH
Zip	43616-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40-R2
Legal Description	8 10 3 SE1/4 W 100 FT N 296.25 FT N1/2E 20 AC W1/2 W1/2 SU
Legal Subdivision	8 10 03 SE1/4
Legal Tract	99
Jurisdiction	LUCAS OH
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1000
Census Tract	9901

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3820 STARR AVE, OREGON, OH 43616-2438
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 19, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2010 · Amount on Record
Deed Sale	Oct 26, 2010 · Amount on Record
Prior Sale	Apr 29, 2010
Deed Document Number	10106596
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3820 STARR AVE, OREGON, OH 43616-2438
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022413
Date	Jun 14, 2019
Instrument	201906140022413

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	3820 STARR AVE, OREGON, OH 43616-2438
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019055
Date	May 19, 2020
Instrument	202005190019055

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Aug 1, 2046

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Oregon City
Unified School District	Oregon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,634.00 (+4.43%)	$115,570 (-) Land $10,710 Building $104,860
2024	$5,395.00 (+3.71%)	$115,570 (+23.21%) Land $10,710 Building $104,860	$330,200 (+23.21%) Land $30,600 Building $299,600
2023	$5,202.00 (-0.74%)	$93,800 (-) Land $8,610 Building $85,190
2022	$5,241.00 Homeowner's exemption	$93,800 Land $8,610 Building $85,190
2021			$268,000 Land $24,600 Building $243,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 19,950 people · EPA ID OH4800911
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Spectrum.

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