Cook County property record for 3820 Ruby St, Apt 3N, Schiller Park, IL 60176
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 900 sqft · built 1973 |
| Lot Size | 0.406 acres (17,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (May 2026) |
| Tax Bill | $3,460 (2023) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-21-221-075-1016 |
| Primary APN | 12-21-221-075-1016 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Units | 24 Units |
| Building Area | 900 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Condo/Apartment |
| Lot Area | 17,667 sqft (0.406 acres) |
| Street Address | 3820 RUBY ST, 3N |
|---|---|
| City | SCHILLER PARK |
| State | IL |
| Zip | 60176-2464 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | 3818-3822 WEST RUBY STREET CON |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 811600 |
Source: Cook County records · APN 12-21-221-075-1016
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5118 W BYRON ST, CHICAGO, IL 60641-2621 |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| May 07, 2026 | Warranty Deed, Transfer · Conventional Mortgage SELF RELIANCE FEDERAL CREDIT UNION |
| May 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 07, 2026 · Amount on Record |
| Deed Sale | May 07, 2026 · Amount on Record |
| Prior Sale | May 04, 2022 · Amount on Record |
| Deed Document Number | 202616116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 07, 2026 |
| Property Address | 3820 RUBY ST, 3N, SCHILLER PARK, IL 60176-2464 |
| Document Number | 0000016116 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026.16116 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000000016, |
|---|---|
| Date | May 07, 2026 |
| Instrument | 2026.127.2026.127.16 |
| Name | SELF RELIANCE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.24% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 04, 2022 |
| Property Address | 3820 RUBY ST APT 3N, 3N, SCHILLER PARK, IL 60176-2464 |
| Document Number | 0012421035 |
| Map Reference | DOC 0330432109 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 2212421035 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2959 N NEWCASTLE AVE, CHICAGO, IL 60634-4833 |
| Document Number | 0012421036 |
|---|---|
| Date | May 04, 2022 |
| Instrument | 2212421036 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | Schiller Park Village |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Elementary School District | Schiller Park School District 81 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,129 (+31.46%) Land $949 Building $13,180 | $141,290 (+31.46%) Land $9,490 Building $131,800 | |
| 2023 | $3,460.00 (+0.03%) | ||
| 2022 | $3,459.00 | $10,748 Land $853 Building $9,895 | $107,480 Land $8,530 Building $98,950 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1997–2011) |
| Most Recent Claim | Jul 2011 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 948 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHILLER PARK serves 11,709 people |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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