3820 Phillips Rd, Lake Wales, FL 33898 Property Records

Polk County property record for 3820 Phillips Rd, Lake Wales, FL 33898

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 2019
Lot Size	0.33 acres (14,392 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Feb 2020)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-29-05-936610-022010`

Property Details

APN / Parcel Number

Primary APN	`28-29-05-936610-022010`
Alternative APNs	`052928936610022010` `52928000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	1,700 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	14,392 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	260 sqft

Location & Zoning

Street Address	3820 PHILLIPS RD
City	LAKE WALES
State	FL
Zip	33898-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RESUB PT LK PIERCE HTS & LAKE PIERCE HTS UNIT 2 PB 40 PG 34 BLK V LOTS 1 & 2
Legal Range	28E
Legal Township	29S
Legal Section	05
Legal Subdivision	LAKE PIERCE HEIGHTS RESUBDIVISION PT OF
Legal Tract	936610
Legal Block	V
Legal Lot Number	1,2
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1003
Census Tract	14129

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3820 PHILLIPS RD, LAKE WALES, FL 33898-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2020	Warranty Deed, Transfer AMERIFIRST FIN'L CORP
Apr 11, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	202042909
Deed Book / Page	11152 / 1402
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 25, 2020
Property Address	3820 PHILLIPS RD, LAKE WALES, FL 33898-7005
Document Number	0111521402
Book / Page	011152 / 001402
Instrument Date	Feb 24, 2020
Instrument	42909
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 PHILLIPS RD LAKE WALES FL 338987005, LAKE WALES, FL 33898-7005

Mortgage

Document Number	111521404
Date	Feb 25, 2020
Book Page	011152/001404
Instrument	42910

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 11, 2018
Property Address	3820 PHILLIPS RD, LAKE WALES, FL 33898-7005
Document Number	0104510308
Book / Page	010451 / 000308
Instrument Date	Apr 3, 2018
Instrument	77289
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$84.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 ARGYLE GATE LOOP RD DUNDEE FL 338384432, DUNDEE, FL 33838-4432

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (-13.96%) Homeowner's exemption	$214,551 (+5.99%)	$300,679 (-1.62%) Land $31,000 Building $269,679
2023	$2,628.00 (+3.34%) Homeowner's exemption	$202,431 (+3%)	$305,636 (+20.75%) Land $30,000 Building $275,636
2022	$2,543.00 Homeowner's exemption	$196,535	$253,121 Land $12,200 Building $240,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST WATER SYSTEM serves 5,052 people · EPA ID FL3531744
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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