3820 Outcrop Dr, Davidson, NC 28036 Property Records

Cabarrus County property record for 3820 Outcrop Dr, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,164 sqft · built 2023
Lot Size0.232 acres (10,106 sqft)
Owner2 Individual Names on Record
Last Sale$478,500 (Oct 2023)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Sale & Mortgage
APN03008D0118.000000

Property Details

APN / Parcel Number

Primary APN03008D0118.000000
Alternative APNs
  • 4672 69 2516 0000
  • 4672 69 2516
  • 166195

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,164 sqft Living Area
Gross Area3,810 sqft
1st Floor Area1,372 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,106 sqft (0.232 acres)
Lot Width127 ft Width
Garage TypeMixed
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area688 sqft
PorchSlab
Porch Area98 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number166195
Street Address3820 OUTCROP DR
CityDAVIDSON
StateNC
Zip28036-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8-CZ
Legal DescriptionLT 118 ADAIR WOODS
Legal SubdivisionADAIR WOODS
Legal Lot Number118
JurisdictionCABARRUS NC
Township / Civil Division3, ODELL
Census Block Group1
Census Block1012
Census Tract41301

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3820 OUTCROP DR, DAVIDSON, NC 28036-9628
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
RAM MORTGAGE LLC
Oct 17, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2023 · Amount on Record
Deed SaleOct 17, 2023 · Amount on Record
Deed Document Number202321434
Deed Book / Page16685 / 8
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address3820 OUTCROP DR, DAVIDSON, NC 28036-9628
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 OUTCROP DR, DAVIDSON, NC 28036-9628

Mortgage

Document Number0017668167
DateOct 15, 2025
Book Page17668/167
Lender
NameRAM MORTGAGE LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateOct 17, 2023
Property Address3820 OUTCROP DR, DAVIDSON, NC 28036-9628
Document Number0000166858
Book / Page16685 / 8
Map ReferenceMB 95 PG 57-59
Instrument DateOct 17, 2023
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 6, 2023
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$957.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166850010
DateOct 17, 2023
Instrument16685-0010
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2038

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$535,690 (-) Land $95,000 Building $440,690
2025$535,690 Land $95,000 Building $440,690
2024$535,690 Land $95,000 Building $440,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on Record
median of 27 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Outcrop Dr

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