3820 N 28th St, Ozark, MO 65721 Property Records

Christian County property record for 3820 N 28th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,293 sqft · built 2005
Lot Size	0.207 acres (9,030 sqft)
Owner	2 Trust Names on File
Last Sale	$309,624 (May 2024)
Tax Bill	$1,496 (2024)
Deeds & Mortgages	May 2024 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.2-9-3-1-6`

Property Details

APN / Parcel Number

Primary APN	`11-0.2-9-3-1-6`
Alternative APN	`11-0.2-09-003-001-006.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,030 sqft (0.207 acres)
Lot Dimensions	129 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3820 N 28TH ST
City	OZARK
State	MO
Zip	65721-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 ROLLING PRAIRIE PHASE 3
Legal Range	21W
Legal Township	27N
Legal Section	09
Legal Subdivision	ROLLING PRAIRIE PHASE 3
Legal Phase	3
Legal Lot Number	142
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	2
Census Block	2020
Census Tract	20307

Owner

3820 N 28th St is owner-occupied and held in a trust since June 2024.

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3820 N 28TH ST, OZARK, MO 65721-6011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Aug 2, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Prior Sale	Dec 28, 2020 · Amount on File
Deed Document Number	20244460
Deed Book / Page	2024 / 4400
Last Transfer Date	Jun 28, 2024
Transfer Doc	0202406808
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 3, 2024
Property Address	3820 N 28TH ST, OZARK, MO 65721-6011
Document Number	0202404400
Book / Page	2024 / 4400
Instrument Date	May 2, 2024
Instrument	2024L04461
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TTL CO ALL BRANCHE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8301 SHINNECOCK DR, NIXA, MO 65714-7372

Mortgage

Document Number	2024L04462
Date	May 3, 2024
Instrument	2024L04462

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	3820 N 28TH ST, OZARK, MO 65721-6011
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 N 28TH ST, OZARK, MO 65721-6011

Mortgage

Document Number	0202211644
Date	Aug 2, 2022
Book Page	2022/11644
Instrument	2022L11759

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 28, 2020
Property Address	3820 N 28TH ST, OZARK, MO 65721-6011
Document Number	0202022019
Book / Page	2020 / 22019
Instrument Date	Dec 15, 2020
Instrument	2020L22219
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	PREFERRED TITLE OF MO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 N 28TH ST, OZARK, MO 65721-6011

Mortgage

Document Number	2020L22220
Date	Dec 28, 2020
Instrument	2020L22220

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,350	$133,400 Land $27,500 Building $105,900
2024	$1,496.00
2023		$23,900	$125,800 Land $27,500 Building $98,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3820 N 28th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3820 N 28th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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