3820 Mill Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3820 Mill Rd, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,096 sqft · built 1990
Lot Size4.05 acres (176,854 sqft)
OwnerTrust Name on Record
Flood ZoneZone X (minimal risk)
APN16-02-451-024

Property Details

APN / Parcel Number

Primary APN16-02-451-024
Alternative APN
  • 254D075

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,096 sqft Living Area
1st Floor Area1,548 sqft
Basement Area1,548 sqft
Finished Basement1,548 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area176,854 sqft (4.05 acres)
Garage Area870 sqft
DrivewayDriveway
Driveway Area612 sqft
Deck Area612 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Old Parcel Number254D075
Street Address3820 MILL RD
CityCHERRY VALLEY
StateIL
Zip61016-9334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPALMER SUB BNG RESUB OF PT LOT 12 MARTIN HAWKINSON CO SUB OF MERRITT FARM &RESUB OF PT LTS 1 & 2 OF VALLEY VIEW SOUTH PT S1/2
Legal Range02
Legal Township43
Legal Section02
Legal SubdivisionMARTIN HAWKINSON CO SUB
Legal Lot Number1-2,12
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group5
Census Block5003
Census Tract3705

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address3820 MILL RD, CHERRY VALLEY, IL 61016-9334
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 3, 2016
Transfer Doc0001005687
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$138,192 Land $12,201 Building $125,991$414,576 Land $36,603 Building $377,973

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1978–1999)
Most Recent ClaimJun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · above 42% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Mill Rd

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