3820 Kizer Rd, Urbana, OH 43078 Property Records

Champaign County property record for 3820 Kizer Rd, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,516 sqft · built 1976
Lot Size	8.7 acres (379,320 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2019)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010995-6`

Property Details

APN / Parcel Number

Primary APN	`010995-6`
Alternative APN	`B04-02-12-15-00-020-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,516 sqft Living Area
1st Floor Area	2,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	379,320 sqft (8.7 acres)
Garage Type	Mixed
Garage Area	1,728 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Porch Area	280 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	010995-6
Street Address	3820 KIZER RD
City	URBANA
State	OH
Zip	43078-8356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 12-04-15 __ NE COR NE
Legal Range	12W
Legal Township	2N
Legal Section	15
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2016
Census Tract	11501

Owner

Source: Champaign County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3820 KIZER RD, URBANA, OH 43078-8356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Dec 5, 2019	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	20194923
Deed Book / Page	568 / 5242
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	3820 KIZER RD, URBANA, OH 43078-8356
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	HALLMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	576/4674
Date	Mar 15, 2021
Book Page	576/4674
Instrument	202100001356

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Dec 5, 2019
Property Address	3820 KIZER RD, URBANA, OH 43078-8356
Document Number	568/5242
Book / Page	568 / 5242
Instrument Date	Dec 3, 2019
Instrument	201900004923
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3820 KIZER RD, URBANA, OH 43078-8356

Mortgage

Document Number	201900004924
Date	Dec 5, 2019
Instrument	201900004924

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Concord Township
Unified School District	Graham Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,289.00 (-8.18%)	$139,730 (+47.12%) Land $32,360 Building $107,370	$399,220 (+47.11%) Land $92,450 Building $306,770
2024	$4,671.00 (+35.55%)	$94,980 (-) Land $18,800 Building $76,180
2023	$3,446.00 (-0.43%)	$94,980 (-) Land $18,800 Building $76,180	$271,370 (-) Land $53,720 Building $217,650
2022	$3,461.00	$94,980 Land $18,800 Building $76,180	$271,370 Land $53,720 Building $217,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Precision Technology Fixed Wireless	100 / 50

May also be available: The Champaign Telephone Company, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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