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3820 Gardner Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3820 Gardner Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,186 sqft · built 1924
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Mar 2022)
Tax Bill$4,941 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN04-25-07-408-013

Property Details

APN / Parcel Number

Primary APN04-25-07-408-013

Interior

Bedrooms5 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,186 sqft Living Area
1st Floor Area791 sqft
Basement Area791 sqft
Unfinished Basement791 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2021
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area123 sqft
Deck Area72 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3820 GARDNER AVE
CityBERKLEY
StateMI
Zip48072-1478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB N 40 FT OF LOT 19
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number19
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group2
Census Block2007
Census Tract170100

Owner

3820 Gardner Ave is owned and occupied by an individual who bought it in March 2022.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address3820 GARDNER AVE, BERKLEY, MI 48072-1478
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2022Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Mar 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2022 · Amount on File
Deed SaleMar 17, 2022 · Amount on File
Prior SaleApr 7, 2004 · Amount on File
Deed Document Number2022345267
Deed Book / Page57592 / 831
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 17, 2022
Property Address3820 GARDNER AVE, BERKLEY, MI 48072-1478
Document Number0000345267
Book / Page57592 / 831
Map ReferenceLB 21 PG 27
Instrument DateMar 14, 2022
Instrument345267
Transaction TypeTransfer
Record UpdatedMay 26, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3149 ROYAL AVE, 3149, BERKLEY, MI 48072-3826

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 GARDNER AVE, BERKLEY, MI 48072-1478

Mortgage

Document Number0057592833
DateMar 17, 2022
Instrument57592/833
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address3820 GARDNER AVE, BERKLEY, MI 48072-1478
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039181
DateMar 13, 2018
Book Page51629/00739
Instrument39181
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3820 Gardner Ave was $4,941 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,941.00 (-2.89%) Homeowner's exemption$133,710$267,420
2024$5,088.00
2023$118,290$236,580
2021$2,912.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3820 Gardner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3820 Gardner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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