3820 Galloway Rd, Sandusky, OH 44870 Property Records

Erie County property record for 3820 Galloway Rd, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,979 sqft · built 1976
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jun 2012)
Tax Bill	$3,104 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-00028-000`

Property Details

APN / Parcel Number

Primary APN	`39-00028-000`
Alternative APN	`003419-9`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,979 sqft Living Area
Gross Area	3,549 sqft
1st Floor Area	1,170 sqft
Upper Floors Area	1,209 sqft
Basement Area	1,170 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	Deck Area
Patio Area	611 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003419-9
Street Address	3820 GALLOWAY RD
City	SANDUSKY
State	OH
Zip	44870-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 LOT 27 E SIDE OF GALLOWAY RD .6004A
Legal Lot Number	27
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1017
Census Tract	40400

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3820 GALLOWAY RD, SANDUSKY, OH 44870-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Apr 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L ASSN/LORAIN
Oct 19, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2012 · Amount on Record
Deed Sale	Jun 5, 2012 · Amount on Record
Prior Sale	Jan 2, 2009 · Amount on Record
Deed Document Number	20125862
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3820 GALLOWAY RD, SANDUSKY, OH 44870-6023
Document Number	0000006877
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 GALLOWAY RD SANDUSKY OH 448706023, SANDUSKY, OH 44870-6023

Mortgage

Document Number	0000006877
Date	Aug 7, 2020
Instrument	6877

Lender

Name	KEYBANK USA
Type	Bank
Address	BUFFALO, NY 14210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3820 GALLOWAY RD, SANDUSKY, OH 44870-6023
Document Number	0000003089
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 GALLOWAY RD SANDUSKY OH 448706023, SANDUSKY, OH 44870-6023

Mortgage

Document Number	0000003089
Date	Apr 20, 2020
Instrument	3089

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3820 GALLOWAY RD, SANDUSKY, OH 44870-6023
Document Number	0000009612
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 GALLOWAY RD SANDUSKY OH 448706023, SANDUSKY, OH 44870-6023

Mortgage

Document Number	0000009612
Date	Oct 31, 2018
Instrument	9612

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,104.00 (-4.29%)	$93,243 (-) Land $14,336 Building $78,907
2024	$3,243.00 (+8.03%) Homeowner's exemption	$93,243 (+25.52%) Land $14,336 Building $78,907	$266,410 (+25.52%) Land $40,960 Building $225,450
2023	$3,002.00 (-0.83%) Homeowner's exemption	$74,287 (-0.01%) Land $13,034 Building $61,253
2022	$3,027.00 Homeowner's exemption	$74,298 Land $13,034 Building $61,264
2021			$212,250 Land $37,240 Building $175,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon, Watch TV.

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