Monroe County property record for 3820 E Cobble Creek Dr, Bloomington, IN 47401
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3.5 ba · 1,240 sqft · built 2006 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,601 (May 2025) |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-28623-33 |
| Primary APN | 015-28623-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.02 acres) |
| Terrain | High |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 015-28623-33 |
|---|---|
| Street Address | 3820 E COBBLE CREEK DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-7134 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | STELLA RIDGE PH 1 UNIT 33 |
| Legal Subdivision | STELLA RIDGE |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 904 |
3820 E Cobble Creek Dr, a condominium, is owned and occupied by an individual who bought it in May 2025.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3820 E COBBLE CREEK DR, BLOOMINGTON, IN 47401-7134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Aug 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on File |
| Deed Sale | May 20, 2025 · Amount on File |
| Prior Sale | Aug 2, 2024 · Amount on File |
| Deed Document Number | 202553665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 19, 2022 |
| Property Address | 3820 E COBBLE CREEK DR, BLOOMINGTON, IN 47401-7134 |
| Document Number | 2022001140 |
| Map Reference | CAB C ENV 232 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2022001140 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10456 HOLDEN CIR, FRANKTOWN, CO 80116-9447 |
| Document Number | 2022001141 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022001141 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Aug 6, 2018 |
| Property Address | 3820 E COBBLE CREEK DR, BLOOMINGTON, IN 47401-7134 |
| Document Number | 2018010654 |
| Map Reference | CAB C ENV 232 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 2018010654 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 E COBBLE CREEK DR, BLOOMINGTON, IN 47401-7134 |
| Document Number | 2018010655 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 2018010655 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 3820 E Cobble Creek Dr was $5,104, down 3.3% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,104.00 (-3.28%) | $258,200 Land $60,500 Building $197,700 | $258,200 Land $60,500 Building $197,700 |
| 2024 | $5,277.00 | ||
| 2023 | $258,000 (+6.52%) Land $60,500 Building $197,500 | $258,000 (+6.52%) Land $60,500 Building $197,500 | |
| 2022 | $2,457.00 | $242,200 Land $55,000 Building $187,200 | $242,200 Land $55,000 Building $187,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3820 E Cobble Creek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3820 E Cobble Creek Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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