3820 E 14th St, Des Moines, IA 50313 Property Records

Polk County property record for 3820 E 14th St, Des Moines, IA 50313

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 5,310 sqft · built 1948
Lot Size	4.01 acres (175,087 sqft)
Owner	Company Name on File
Tax Bill	$19,492 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7924-23-477-008`

Property Details

APN / Parcel Number

Primary APN	`7924-23-477-008`
Alternative APN	`110/06496-003-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	5,310 sqft

Exterior

Year Built	Built 1948
Construction Type	Wood Frame
Lot Area	175,087 sqft (4.01 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3820 E 14TH ST
City	DES MOINES
State	IA
Zip	50313-3812
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-5
Legal Description	-EX BEG SE COR THN W333F N 60F NE 175F E 125F N TO N LN E 58F S TO POB- N 5A S 10A SE 1/4 SE 1/4 SEC 23-79-24
Legal Range	24
Legal Township	79
Legal Section	23
Legal Subdivision	SEC 23-79-24
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	5
Census Block	5008
Census Tract	400

Owner

3820 E 14th St, a residential property, is owned by a company.

Source: Polk County records, as of October 15, 2025

Owner of Record	Company Name on File
Mailing Address	2150 NILES AVE, SAINT PAUL, MN 55116-1140
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENCE BANK
Dec 7, 2018	Grant Deed, Mortgage · Line of Credit SILVER HILL FNDG LLC
Dec 10, 2018	Grant Deed, Mortgage · Line of Credit SILVER HILL FNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 7, 2026
Property Address	3820 E 14TH ST, DES MOINES, IA 50313-3812
Document Number	0000041310
Book / Page	20583 / 713
Instrument Date	Jun 1, 2026
Instrument	202641310
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	4487 CAMINO REAL, SARASOTA, FL 34231-3433

Mortgage

Document Number	0000041310,
Date	Jul 7, 2026
Book Page	20583/713
Instrument	202641310

Lender

Name	PROVIDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jul 7, 2026
Property Address	3820 E 14TH ST, DES MOINES, IA 50313-3812
Document Number	0000041308
Book / Page	20583 / 686
Instrument Date	Jun 1, 2026
Instrument	202641308
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	COMMERCIAL PARTNERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	4487 CAMINO REAL, SARASOTA, FL 34231-3433

Mortgage

Document Number	0000041308,
Date	Jul 7, 2026
Book Page	20583/686
Instrument	202641308

Lender

Name	PROVIDENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 1, 2031

Interest

Rate	6.3%
Max Rate	-1%

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Dec 7, 2018
Property Address	3820 E 14TH ST, DES MOINES, IA 50313-3812
Book / Page	017174 / 000758
Instrument Date	Nov 30, 2018
Instrument	44849
Transaction Type	Mortgage
Record Updated	Dec 31, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 NILES AVE ST PAUL MN 551161140, ST PAUL, MN 55116-1140

Mortgage

Document Number	0000044849
Date	Dec 7, 2018
Book Page	017174/000758
Instrument	44849

Lender

Name	SILVER HILL FNDG LLC
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2048

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Dec 10, 2018
Property Address	3820 E 14TH ST, DES MOINES, IA 50313-3812
Book / Page	017175 / 000627
Instrument Date	Nov 30, 2018
Instrument	45010
Transaction Type	Mortgage
Record Updated	Jan 7, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 NILES AVE ST PAUL MN 551161140, ST PAUL, MN 55116-1140

Mortgage

Document Number	0000045010
Date	Dec 10, 2018
Book Page	017175/000627
Instrument	45010

Lender

Name	SILVER HILL FNDG LLC
Address	4425 PONCE DE LEON BLVD # 5, CORAL GABLES, FL 33146-1837

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,050,000 Land $806,000 Building $244,000	$1,050,000 Land $806,000 Building $244,000
2024	$19,492.00
2023		$971,000 Land $707,000 Building $264,000	$971,000 Land $707,000 Building $264,000
2020	$26,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3820 E 14th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	36 (1990–2024)
Claims Outside the SFHA	5 of 36
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3820 E 14th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink, T-Mobile.

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