Steuben County and Thurston Town property record for 3820 Cottage Rd, Addison, NY 14801
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 456 sqft · built 1950 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,750 (Aug 2005) |
| Tax Bill | $1,396 (2026) |
| APN | 0000407-030 |
| Primary APN | 0000407-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 456 sqft Living Area |
| 1st Floor Area | 456 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000407-030 |
|---|---|
| Street Address | 3820 COTTAGE RD |
| City | ADDISON |
| State | NY |
| Zip | 14801-9384 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | STONE RD SHUTES TOWN LINE SHUTES |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | THURSTON |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 961800 |
Source: Steuben County and Thurston Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 OAK KNL, ADDISON, NY 14801-1327 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2005 · Amount on Record |
| Deed Sale | Aug 4, 2005 · Amount on Record |
| Deed Book / Page | 1965 / 274 |
| Record Updated | Oct 29, 2026 |
Source: Steuben County and Thurston Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Thurston Town |
| Unified School District | Addison Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,396.00 (+8.13%) | ||
| 2025 | $1,291.00 (-8.44%) | $1,400 (-) Land $200 Building $1,200 | $57,143 (+8.57%) Land $8,163 Building $48,980 |
| 2023 | $1,400 (-) Land $200 Building $1,200 | $52,632 (+11.66%) Land $7,519 Building $45,113 | |
| 2022 | $1,400 Land $200 Building $1,200 | $47,138 Land $6,734 Building $40,404 | |
| 2021 | $1,410.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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