3820 Co Rd 85, Florence, AL 35633 Property Records

Lauderdale County property record for 3820 Co Rd 85, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,880 sqft · built 1950
Lot Size	7.4 acres (322,344 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jul 2014)
Tax Bill	$653 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-04-17-0-000-005-001`

Property Details

APN / Parcel Number

Primary APN	`06-04-17-0-000-005-001`
Alternative APNs	`067921` `81987` `67921`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	1,856 sqft
2nd Floor Area	1,024 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	322,344 sqft (7.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	67921
Street Address	3820 COUNTY ROAD 85
City	FLORENCE
State	AL
Zip	35633-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7.4 AC/C IN THE NW/4 SEC 17 T1S R12W BEG @ A PT 1048.7 S OF NW COR OF SAID SEC THEN E 480.96 NELY 158.22 E 275S SE 607.23 W 6
Legal Range	12W
Legal Township	01S
Legal Section	17
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1021
Census Tract	11402

Owner

Source: Lauderdale County records · APN 06-04-17-0-000-005-001

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3820 COUNTY ROAD 85, FLORENCE, AL 35633-2902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 07, 2023	Deed of Trust, Mortgage · Line of Credit FLORENCE FEDERAL CU
Jan 30, 2017	Deed of Trust, Mortgage FLORENCE FEDERAL CU
Oct 22, 2019	Deed of Trust, Mortgage · ARM FLORENCE FEDERAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2014 · Amount on Record
Deed Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	0201427383
Deed Book / Page	2014 / 27383
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3820 COUNTY ROAD 85, FLORENCE, AL 35633-2902
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/13345
Date	Apr 07, 2023
Book Page	2023/13345

Lender

Name	FLORENCE FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3820 COUNTY ROAD 85, FLORENCE, AL 35633-2902
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/4070
Date	Jan 30, 2017
Book Page	2017/4070

Lender

Name	FLORENCE FEDERAL CU

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	3820 COUNTY ROAD 85, FLORENCE, AL 35633-2902
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/45820
Date	Oct 22, 2019
Book Page	2019/45820

Lender

Name	FLORENCE FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2039

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Lauderdale County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$653.00 (+7.58%) Homeowner's exemption	$20,320 (+6.95%)	$224,680 (+18.31%) Land $55,100 Building $169,580
2024	$607.00 (-7.47%) Homeowner's exemption	$19,000 (+245.45%) Land $4,600 Building $14,400	$189,900 (+0.22%) Land $45,900 Building $144,000
2023	$656.00 (+26.15%) Homeowner's exemption	$5,500 (-63.53%) Land $5,500	$189,480 (+25.65%) Land $54,900 Building $134,580
2022	$520.00 Homeowner's exemption	$15,080	$150,800 Land $41,000 Building $109,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 1, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 10 locations within half a mile of this property.

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