3820 Cnl Road No 1, Minster, OH 45865 Property Records

Shelby County property record for 3820 Cnl Road No 1, Minster, OH 45865

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1948
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jan 2024)
Tax Bill	$857 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2024 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-0702451.003`

Property Details

APN / Parcel Number

Primary APN	`30-0702451.003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Roof Material	Shingle
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3820 CANAL ROAD NO 1
City	MINSTER
State	OH
Zip	45865-9347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R04 T08 S02 LOT 306 PAUWELL SUBDIVISION #2 230-07-02-451-003PLAT V19 P396
Legal Subdivision	PAUWELL SUBDIVISION #2
Legal Lot Number	306
Jurisdiction	SHELBY OH
Township / Civil Division	MCLEAN
Census Block Group	2
Census Block	2004
Census Tract	971600

Owner

3820 Cnl Road No 1 is owned and occupied by an individual who bought it in January 2024.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3820 CANAL ROAD NO 1, MINSTER, OH 45865-9347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 31, 2024	Warranty Deed, Transfer · Line of Credit ONPOINT HOME LENDING
Mar 23, 2017	Warranty Deed, Transfer · Conventional Mortgage SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Prior Sale	Mar 23, 2017 · Amount on File
Deed Document Number	2024389
Deed Book / Page	2318 / 1696
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	3820 CANAL ROAD NO 1, MINSTER, OH 45865-9347
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02304/4604
Date	Oct 20, 2021
Book Page	2304/4604
Instrument	202107267

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jan 31, 2024
Property Address	3820 CANAL ROAD NO 1, MINSTER, OH 45865-9347
Document Number	02318/1696
Book / Page	2318 / 1696
Map Reference	VOL 19 PG 396
Instrument Date	Jan 25, 2024
Instrument	202400389
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 CANAL ROAD NO 1, MINSTER, OH 45865-9347

Mortgage

Document Number	0202400390
Date	Jan 31, 2024
Instrument	202400390

Lender

Name	ONPOINT HOME LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Mar 23, 2017
Property Address	3820 CANAL ROAD NO 1, MINSTER, OH 45865-9347
Document Number	002076/718
Book / Page	2076 / 718
Map Reference	VOL19 PG396
Instrument Date	Feb 25, 2017
Instrument	201700001623
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 CANAL RD, MINSTER, OH 45865-9347

Mortgage

Document Number	002076/720
Date	Mar 23, 2017
Book Page	2076/720
Instrument	201700001624

Lender

Name	SECOND NATIONAL BANK
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3820 Cnl Road No 1 was $857 with a homeowner's exemption, down 6.6% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	McLean Township
Unified School District	Fort Loramie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$857.00 (-6.64%)	$27,480 (-10.92%) Land $6,220 Building $21,260
2024	$918.00 (-12.9%) Homeowner's exemption	$30,850 (-) Land $6,160 Building $24,690
2023	$1,054.00 (+13.58%) Homeowner's exemption	$30,850 (+24.35%) Land $6,160 Building $24,690	$78,490 Land $17,760 Building $60,730
2022	$928.00 Homeowner's exemption	$24,810 Land $5,010 Building $19,800
2020			$70,880 Land $14,300 Building $56,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3820 Cnl Road No 1 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Jul 2003 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3820 Cnl Road No 1 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY COUNTY WATER AND SEWER PWS serves 375 people · EPA ID OH7500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

3820 Cnl Road No 1, Minster, OH 45865 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cnl Road No 1

Nearby Streets

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