3820 Cherry Acres Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3820 Cherry Acres Rd, Cool, CA 95614 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage2,148 sqft Living Area
Lot Size435,600 sqft (10 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2011)
Tax Bill$3,713.00 (2024)

Property Details

APN / Parcel Number

Primary APN071-440-004-000
Alternative APNs
  • 07144004100
  • 0714400410

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Building Area2,148 sqft Living Area
1st Floor2,148 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1985
Construction TypeWood Construction
Lot Area435,600 sqft (10 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area660 sqft Garage
Patio Area2,148 sqft Patio
TopographyRolling Topography

Utilities and HVAC

Water SourceCommercial Water Source

Location & Zoning

Street Address3820 CHERRY ACRES RD
CityCOOL
StateCA
Zip95614-9520
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionPM 23/74/2
Legal SubdivisionAS SHOWN ON THE PARCEL MAP
JurisdictionEL DORADO CA
Minor Civil DivisionNORTH EL DORADO
Census Blockgroup1
Census Block1032
Census Tract30601

Owner

Source: El Dorado County records · APN 071-440-004-000

Assessment roll updated August 18, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3820 CHERRY ACRES RD, COOL, CA 95614-9520
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANSNAP INC
May 20, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 17, 2011 · Amount on Record
Deed SaleNov 17, 2011 · Amount on Record
Prior SaleAug 16, 2004 · Amount on Record
Deed Doc Number201155089
Last Transfer DateMar 08, 2016
Transfer Doc0000010223
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3820 CHERRY ACRES RD, COOL, CA 95614-9520
Transaction TypeMortgage
Record UpdatedMar 04, 2022
Title CompanySPRUCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 CHERRY ACRES RD, COOL, CA 95614-9520

Mortgage

Document Number0000008809
DateFeb 23, 2022
Instrument2022-0008809
Lender
NameLOANSNAP INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3820 CHERRY ACRES RD, COOL, CA 95614-9520
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022694
DateMay 20, 2020
Instrument2020-0022694
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueJun 30, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Unified School DistrictBlack Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,936.00 (+6.01%) Homeowner's exemption$364,241 (+4.04%) Land $87,917 Building $276,324
2024$3,713.00 (+1.67%)
2023$3,652.00 (+1.56%) Homeowner's exemption$350,099 Land $84,504 Building $265,595
2022$3,596.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 93% of the US · above 78% of California
Wildfire LikelihoodAbout 1 in 81 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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