Gwinnett County property record for 3820 Chastatee Dr, Duluth, GA 30097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,328 sqft · built 1996 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Nov 1996) |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-205-064 |
| Primary APN | 7-205-064 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3820 CHASTATEE DR |
|---|---|
| City | DULUTH |
| State | GA |
| Zip | 30097-7942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L31 PLANTATION AT CHATTAHOOCHEE RESERVE |
| Legal Subdivision | PLANTATION AT CHATTAHOOCHEE RESERVE |
| Legal Lot Number | 31 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 50235 |
3820 Chastatee Dr is owned and occupied by two individuals who bought it in November 1996.
Source: Gwinnett County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3820 CHASTATEE DR, DULUTH, GA 30097-7942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Aug 31, 2019 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Jan 16, 2018 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 1996 · Amount on File |
| Deed Sale | Nov 5, 1996 · Amount on File |
| Deed Book / Page | 13407 / 237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3820 CHASTATEE DR, DULUTH, GA 30097-7942 |
| Document Number | 0580620116 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3820 CHASTATEE DR DULUTH GA 300977942, DULUTH, GA 30097-7942 |
| Document Number | 0580620116 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 058062/000116 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3820 CHASTATEE DR, DULUTH, GA 30097-7942 |
| Document Number | 0570020121 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 CHASTATEE DR DULUTH GA 300977942, DULUTH, GA 30097-7942 |
| Document Number | 0570020121 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 057002/000121 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3820 CHASTATEE DR, DULUTH, GA 30097-7942 |
| Document Number | 0560400001 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | LENDERLIVE SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 CHASTATEE DR DULUTH GA 300977942, DULUTH, GA 30097-7942 |
| Document Number | 0560400001 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 056040/000001 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 30, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 3820 CHASTATEE DR, DULUTH, GA 30097-7942 |
| Document Number | 0556690108 |
| Instrument Date | Jan 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3820 CHASTATEE DR DULUTH GA 300977942, DULUTH, GA 30097-7942 |
| Document Number | 0556690108 |
|---|---|
| Date | Jan 25, 2018 |
| Book Page | 055669/000108 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 24, 2048 |
The 2025 property tax bill for 3820 Chastatee Dr was $4,097.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Duluth City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,097.00 | $184,160 Land $34,000 Building $150,160 | $460,400 Land $85,000 Building $375,400 |
| 2023 | $3,627.00 | $177,080 Land $36,000 Building $141,080 | |
| 2022 | $442,700 Land $90,000 Building $352,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3820 Chastatee Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3820 Chastatee Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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