3820 Breen Rd, Emmett, MI 48022 Property Records

St. Clair County property record for 3820 Breen Rd, Emmett, MI 48022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 2005
Lot Size	4.94 acres (215,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Jan 2026)
Tax Bill	$5,159 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-19-029-4001-000`

Property Details

APN / Parcel Number

Primary APN	`74-19-029-4001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	215,186 sqft (4.94 acres)
Garage Area	2,150 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3820 BREEN RD
City	EMMETT
State	MI
Zip	48022-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI
Legal Description	BEG AT W 1/4 COR, TH N 89D 54M 1S E 1305.67', TH S 0D 0M 48S W 165', TH S 89D 54M 1S W 1305.7', TH N 0D 1M 16S E 165' TO BEG
Legal Range	14E
Legal Township	07N
Legal Section	29
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	EMMETT
Census Block Group	2
Census Block	2006
Census Tract	658100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24820 COTTAGE LN, WARREN, MI 48089-4712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	20261537
Deed Book / Page	5891 / 371
Prior Transfer Date	Jan 25, 2007
Prior Transfer Doc	003685/305
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 23, 2026
Property Address	3820 BREEN RD, EMMETT, MI 48022-3403
Document Number	0005891371
Book / Page	5891 / 371
Instrument Date	Jan 5, 2026
Instrument	2026001537
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	PLATINUMFIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3820 BREEN RD, EMMETT, MI 48022-3403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24820 COTTAGE LN, WARREN, MI 48089-4712

Mortgage

Document Number	2026000263
Date	Jan 23, 2026
Instrument	2026000263

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0005886124
Date	Jan 6, 2026
Book Page	5886/124
Instrument	2026000263

Lender

Name	STAUNTON FINANCIAL INC
Type	Mortgage Company
Address	26261 EVERGREEN RD # 510, SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 30, 2019
Property Address	3820 BREEN RD, EMMETT, MI 48022-3403
Document Number	0005114669
Book / Page	5114 / 669
Instrument Date	Oct 22, 2019
Instrument	2019022772
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	CISLO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4679 S BENEDICT RD, 4679, LUDINGTON, MI 49431-9726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6147 S BRANCH LN, KIMBALL, MI 48074-1363

Mortgage

Document Number	2019022773
Date	Oct 30, 2019
Instrument	2019022773

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Emmett Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,200 (+7.28%)	$486,400 (+7.28%)
2025	$5,159.00 (+3.35%) Homeowner's exemption	$226,700 (+16.2%)
2024	$4,992.00 (+10.56%)		$453,400 (+16.2%)
2023		$195,100
2022	$4,515.00		$390,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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