Calvert County property record for 3820 5th St, North Beach, MD 20714
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,999 sqft · built 1940 |
| Lot Size | 0.088 acres (3,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $475,000 (Sep 2026) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-046427 |
| Primary APN | 03-046427 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,999 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,850 sqft (0.088 acres) |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 046427 |
|---|---|
| Street Address | 3820 5TH ST |
| City | NORTH BEACH |
| State | MD |
| Zip | 20714-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LTS 1 & E10' OF 2 BLK 43 NORTH CHES BEACH |
| Legal Subdivision | NORTH CHES BEACH |
| Legal Block | 43 |
| Legal Lot Number | 1 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 860404 |
Source: Calvert County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3820 5TH ST, NORTH BEACH, MD 20714-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Jul 1, 1999 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 6966 / 516 |
| Prior Transfer Date | Jan 22, 2010 |
| Prior Transfer Doc | 0034560236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 14, 2026 |
| Property Address | 3820 5TH ST, NORTH BEACH, MD 20714-9730 |
| Document Number | 6966000516 |
| Book / Page | 6966 / 516 |
| Instrument Date | Aug 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $479,750.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3820 5TH ST, NORTH BEACH, MD 20714-9730 |
| Document Number | 6966000523, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 6966/523 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,167 (+2.45%) | $313,500 (+7.36%) Land $84,900 Building $228,600 | |
| 2025 | $3,313.00 (+25.07%) Homeowner's exemption | $292,000 (+14.51%) Land $84,900 Building $207,100 | $292,000 (-) Land $84,900 Building $207,100 |
| 2023 | $2,649.00 Homeowner's exemption | $255,000 | $292,000 Land $84,900 Building $207,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 27 condo units |
| Nearby Flood Claims | 16 (2003–2024) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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