382 Waldrop Rd, Senatobia, MS 38668 Property Records

Tate County property record for 382 Waldrop Rd, Senatobia, MS 38668

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,404 sqft · built 1983
Lot Size	28.7 acres (1,252,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095 15 0001300`

Property Details

APN / Parcel Number

Primary APN	`095 15 0001300`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,404 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	1,252,350 sqft (28.7 acres)
Patio Area	600 sqft

Location & Zoning

Street Address	382 WALDROP RD
City	SENATOBIA
State	MS
Zip	38668-6576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SE1/4
Legal Range	07
Legal Township	05
Legal Section	15
Jurisdiction	TATE MS
Township / Civil Division	4
Census Block Group	1
Census Block	1031
Census Tract	950202

Owner

382 Waldrop Rd is owned and occupied by two individuals.

Source: Tate County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage BANKFIRST FINANCIAL SERVICES
Apr 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Dec 26, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK
Jul 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Transaction Type	Mortgage
Record Updated	May 21, 2024
Title Company	NOT AVAILABLE, SELECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/4984
Date	Apr 24, 2024
Book Page	2024/4984

Lender

Name	BANKFIRST FINANCIAL SERVICES
Type	Bank

Agreement

Amount	Amount on Record
Term	243 Months
Due	Jul 18, 2044

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/4961
Date	Apr 19, 2019
Book Page	2019/4961

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	49 Months
Due	May 1, 2023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/4451
Date	Apr 2, 2020
Book Page	2020/4451

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/15957
Date	Dec 26, 2018
Book Page	2018/15957

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	382 WALDROP RD, SENATOBIA, MS 38668-6576
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/9338
Date	Jul 2, 2020
Book Page	2020/9338

Lender

Name	COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	37 Months
Due	Aug 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 382 Waldrop Rd was $2,182.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00	$20,264 Land $2,360 Building $17,904	$200,943 Land $21,902 Building $179,041
2023	$1,732.00	$15,310 Land $2,369 Building $12,941	$151,364 Land $21,956 Building $129,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 382 Waldrop Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2020–2025)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Waldrop Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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