382 Spaniel Ln, Clayton, NC 27520 Property Records

Johnston County property record for 382 Spaniel Ln, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,197 sqft · built 2002
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2024)
Tax Bill	$1,801 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05G04031D`

Property Details

APN / Parcel Number

Primary APN	`05G04031D`
Alternative APNs	`2000129302` `2000272387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,197 sqft Living Area
Gross Area	1,493 sqft
1st Floor Area	1,197 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Deck Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000272387
Street Address	382 SPANIEL LN
City	CLAYTON
State	NC
Zip	27520-5887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 26 QUAIL RIDGE PH 3 58/232
Legal Subdivision	QUAIL RIDGE SUBDIVISION
Legal Phase	3
Legal Lot Number	26
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2006
Census Tract	41105

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6, CLAYTON, NC 27528-0006
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jan 31, 2007 · Amount on Record
Deed Document Number	202424482
Deed Book / Page	6723 / 215
Prior Transfer Date	Aug 8, 2002
Prior Transfer Doc	2270000257
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Jul 10, 2026
Property Address	382 SPANIEL LN, CLAYTON, NC 27520-5887
Document Number	0000022546
Book / Page	7149 / 7
Instrument Date	Jul 7, 2026
Instrument	202622546
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 SPANIEL LN, CLAYTON, NC 27520-5887

Mortgage

Document Number	0000022546,
Date	Jul 10, 2026
Book Page	7149/7
Instrument	202622546

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	382 SPANIEL LN, CLAYTON, NC 27520-5887
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000781487
Date	Nov 12, 2021
Book Page	6107/345
Instrument	2021781487

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	382 SPANIEL LN, CLAYTON, NC 27520-5887
Document Number	0000645674
Instrument Date	Jan 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 SPANIEL LN CLAYTON NC 275205887, CLAYTON, NC 27520-5887

Mortgage

Document Number	0000645674
Date	Feb 3, 2020
Book Page	005517/000296
Instrument	645674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,801.00 (+48.47%)	$288,310 (+85.87%) Land $85,000 Building $203,310	$288,310 (+85.87%) Land $85,000 Building $203,310
2023	$1,213.00	$155,110 Land $48,500 Building $106,610	$155,110 Land $48,500 Building $106,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Brightspeed, Verizon.

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