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382 Posadas Cir, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 382 Posadas Cir, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,402 sqft · built 2001
Lot Size0.22 acres (9,600 sqft)
OwnerCompany Name on Record
Tax Bill$3,211 (2025)
Deeds & MortgagesDec 2021 Sale
May 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN40-23-03-407-010

Property Details

APN / Parcel Number

Primary APN40-23-03-407-010
Alternative APNs
  • 0095262-077820-9
  • 10004606220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,402 sqft Living Area
Gross Area1,982 sqft

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,600 sqft (0.22 acres)
Garage Area380 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004606220
Old Parcel Number00952620778209
Street Address382 POSADAS CIR
CityPUNTA GORDA
StateFL
Zip33983-5848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 020 0534 0032 PUNTA GORDA ISLES SEC20 BLK534 LT 32 552/1112 553/256 1350/1860 1897/405 1976/534
Legal Range23E
Legal Township40S
Legal Section03
Legal SubdivisionPUNTA GORDA ISLES
Legal Block534
Legal Lot Number32
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1014
Census Tract20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5420 LYNDON B JOHNSON FWY STE 600, 600, DALLAS, TX 75240-6230
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer
HOMEPRO TITLE INC
May 23, 2018Loan Modification, Mortgage · Conventional Mortgage
SETERUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2024
Deed SaleSep 9, 2024
Prior SaleDec 20, 2021 · Amount on Record
Deed Document Number3447441
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateDec 20, 2021
Property Address382 POSADAS CIR, PUNTA GORDA, FL 33983-5848
Document Number0048961025
Book / Page4896 / 1025
Map ReferenceMB 11 PG 2A-2Z42
Instrument DateDec 15, 2021
Instrument3036322
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyHOMEPRO TITLE INC

Transaction

AmountAmount Recorded
Tax$2,205.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address382 POSADAS CIR, 382, PUNTA GORDA, FL 33983-5848

Transferred To (Grantee/Buyer)

NameVerified Name
Address1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657
InvestorPossibly a Property Investor

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address382 POSADAS CIR, PUNTA GORDA, FL 33983-5848
Document Number0043692169
Instrument DateMay 23, 2018
Transaction TypeMortgage
Record UpdatedOct 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 POSADAS CIR PUNTA GORDA FL 339835848, PUNTA GORDA, FL 33983-5848

Mortgage

Document Number0043692169
DateOct 18, 2018
Book Page004369/002169
Instrument2654506
Lender
NameSETERUS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueOct 17, 2058
Interest
Rate6.25%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,211.00 (-22.91%)$212,864 (+18.71%)$234,045 (+6.04%) Land $45,000 Building $189,045
2023$4,165.00 (+15.31%)$179,309 (-14.96%)$220,716 (+4.68%) Land $38,000 Building $182,716
2022$3,612.00$210,857 Land $27,200 Building $183,657$210,857 Land $27,200 Building $183,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims9 (2001–2022)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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