Oakland County property record for 382 Ottawa Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,733 sqft · built 1962 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Mar 2021) |
| Tax Bill | $4,917 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-03-376-007 |
| Primary APN | 88-20-03-376-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,733 sqft Living Area |
| 1st Floor Area | 1,802 sqft |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 300 ft deep x 80 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 382 OTTAWA DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 3 TROY VILLAS NO. 1 PART OF LOT 65 BEG AT NE LOT COR, TH S01-21-07 W 300 FT, TH S 45-54-52 W 25 FT, TH N |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | TROY VILLAS #1 |
| Legal Lot Number | 65-66 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 196200 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Intrafamily Transfer, Transfer |
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU |
| Mar 31, 2021 | Warranty Deed, Transfer FIRST USA PREMIER TITLE, FIRST PREMIER TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Deed Document Number | 202181901 |
| Deed Book / Page | 55981 / 391 |
| Prior Transfer Date | Apr 11, 2003 |
| Prior Transfer Doc | 0292390555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 22, 2025 |
| Property Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Document Number | 0000118225 |
| Book / Page | 60543 / 52 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 118225 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Name | Verified Name |
|---|---|
| Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 614 SAINT CHARLES CT, ROYAL OAK, MI 48067-1928 |
| Document Number | 0000061446 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 55848/762 |
| Instrument | 61446 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Document Number | 0000242272 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 56982/521 |
| Instrument | 242272 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 14, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 31, 2021 |
| Property Address | 382 OTTAWA DR, TROY, MI 48085-1576 |
| Document Number | 0000081901 |
| Book / Page | 55981 / 391 |
| Map Reference | LB 100 PG 35 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 81901 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIRST USA PREMIER TITLE, FIRST PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,924.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1121 WHEATFIELD DR, 1121, LAKE ORION, MI 48362-3498 |
| Name | Verified Name |
|---|---|
| Address | 382 OTTAWA DR, LAKE ORION, MI 48362 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,917.00 (+2.39%) | ||
| 2024 | $4,802.00 (-9.02%) | ||
| 2023 | $304,340 | ||
| 2022 | $5,278.00 | $152,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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