382 Milton Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 382 Milton Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,432 sqft · built 1899
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$17,304 (2026)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`551400 146-18-4-46`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-4-46`
Alternative APN	`140014601800040460000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
1st Floor Area	1,348 sqft
2nd Floor Area	1,084 sqft
Upper Floors Area	431 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	382 MILTON RD
City	RYE
State	NY
Zip	10580-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FORD GARDENS
Legal Block	4
Legal Lot Number	46.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4002
Census Tract	7600

Owner

382 Milton Rd is owned and occupied by two individuals.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	382 MILTON RD, RYE, NY 10580-2630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Recording Date	May 15, 2026
Property Address	382 MILTON RD, RYE, NY 10580-2630
Document Number	0000003429
Instrument Date	May 9, 2026
Instrument	20263429
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 MILTON RD, RYE, NY 10580-2630

Mortgage

Document Number	0000003429,
Date	May 15, 2026
Instrument	20263429

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	382 MILTON RD, RYE, NY 10580-2630
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT NY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 MILTON RD, RYE, NY 10580-2630

Mortgage

Document Number	0612463634
Date	Sep 7, 2021
Instrument	612463634

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	382 MILTON RD, RYE, NY 10580-2630
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	FREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 MILTON ROAD, HARTSDALE, NY 10530

Mortgage

Document Number	0612463635
Date	Sep 7, 2021
Instrument	612463635

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 382 Milton Rd was $17,304.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,304.00
2025		$13,650 (-) Land $5,050 Building $8,600	$1,156,780 (+6.78%) Land $427,966 Building $728,814
2024		$13,650 (-) Land $5,050 Building $8,600	$1,083,334 (+2.38%) Land $400,794 Building $682,540
2023		$13,650 Land $5,050 Building $8,600	$1,058,140 Land $391,473 Building $666,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 382 Milton Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	159 (1978–2023)
Claims Outside the SFHA	56 of 159
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 24 claims Hurricane Irene, Sep 2011 · 21 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Milton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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