382 Ivy Ln, Troy, MI 48098 Property Records

Oakland County property record for 382 Ivy Ln, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,656 sqft · built 1998
Lot Size0.2 acres (8,712 sqft)
OwnerTrust Name on File
Last Sale$385,000 (Mar 2003)
Tax Bill$5,952 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN88-20-16-201-022

Property Details

APN / Parcel Number

Primary APN88-20-16-201-022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,656 sqft Living Area
1st Floor Area1,494 sqft
Basement Area1,494 sqft
Finished Basement1,494 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions124 ft deep x 70 ft wide
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area47 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address382 IVY LN
CityTROY
StateMI
Zip48098-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal DescriptionT2N, R11E, SEC 16 THE GLENS AT CARLSON PARK NO 1 LOT 38 2-12-97 FR 200-027
Legal Range11E
Legal Township2N
Legal Section16
Legal SubdivisionTHE GLENS AT CARLSON PARK #1
Legal Lot Number2,38
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group2
Census Block2002
Census Tract196900

Owner

382 Ivy Ln is owner-occupied and held in a trust since December 2018.

Source: Oakland County records, as of May 27, 2026

Owner of RecordTrust Name on File
Mailing Address382 IVY LN, TROY, MI 48098-4643
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION ONE
Dec 20, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2003 · Amount on File
Deed SaleMar 20, 2003 · Amount on File
Prior SaleJul 21, 1998 · Amount on File
Deed Document Number2003133949
Deed Book / Page28443 / 312
Last Transfer DateDec 12, 2018
Transfer Doc0000203981
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address382 IVY LN, TROY, MI 48098-4643
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address382 IVY LN, TROY, MI 48098-4643

Mortgage

Document Number0000294523
DateJan 14, 2022
Book Page57292/515
Instrument294523
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term178 Months
DueNov 1, 2036

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateDec 20, 2018
Property Address382 IVY LN, TROY, MI 48098-4643
Document Number0000203981
Book / Page052452 / 000093
Instrument DateDec 12, 2018
Instrument203981
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address382 IVY LN TROY MI 480984643, TROY, MI 48098-4643

Tax Assessment & Valuation

The 2025 property tax bill for 382 Ivy Ln was $5,952 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,952.00
2023$471,540
2022$6,191.00$235,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 382 Ivy Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Ivy Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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