382 Elm St, Kidder, MO 64649 Property Records

Caldwell County property record for 382 Elm St, Kidder, MO 64649

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,417 sqft · built 1910
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Tax Bill	$1,046 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-1-1-2-04-3.00`

Property Details

APN / Parcel Number

Primary APN	`04-1-1-2-04-3.00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,417 sqft Living Area
Attic	Attic
Attic Area	405 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	382 ELM ST
City	KIDDER
State	MO
Zip	64649-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-57-29 LOTS 1 AND 2 - BLK 2 - ORIGINAL CITY OF KIDDER
Legal Range	29
Legal Township	57
Legal Section	01
Legal Subdivision	CITY KIDDER
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	CALDWELL MO
Township / Civil Division	KIDDER
Census Block Group	1
Census Block	1024
Census Tract	950202

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	382 ELM ST, KIDDER, MO 64649-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 20, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024
Deed Sale	Feb 6, 2024
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	202466318
Deed Book / Page	195 / 8561
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	382 ELM ST, KIDDER, MO 64649-9194
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 ELM ST, KIDDER, MO 64649-9194

Mortgage

Document Number	0002025/52
Date	Jan 15, 2025
Book Page	2025/52
Instrument	67951

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	382 ELM ST, KIDDER, MO 64649-9194
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 ELM ST, KIDDER, MO 64649-9194

Mortgage

Document Number	02025/1146
Date	Sep 3, 2025
Book Page	2025/1146
Instrument	69108

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Feb 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	382 ELM ST, KIDDER, MO 64649-9194
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3051 DREWSKY LN 300, 300, FORT MILL, SC 29715-0110

Mortgage

Document Number	00100/5444
Date	Jan 20, 2023
Book Page	100/5444
Instrument	64623

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Jan 20, 2023
Property Address	382 ELM ST, KIDDER, MO 64649-9194
Document Number	00195/8041
Book / Page	195 / 8041
Instrument Date	Jan 17, 2023
Instrument	64622
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CALDWELL COUNTY ABSTRACT AND TITLE COMPANY LLC, CALDWELL CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 ELM ST, KIDDER, MO 64649-9194

Mortgage

Document Number	0000064623
Date	Jan 20, 2023
Instrument	64623

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL MO
Recording Date	Feb 19, 2021
Property Address	382 ELM ST, KIDDER, MO 64649-9194
Document Number	195/6848
Book / Page	195 / 6848
Instrument Date	Feb 11, 2021
Instrument	60708
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11407 LIV 233, CHILLICOTHE, MO 64601-8345

Mortgage

Document Number	60709
Date	Feb 19, 2021
Instrument	60709

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Kidder Township
Municipality	Kidder City
Unified School District	Hamilton R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,046.00 (+11.4%)	$13,270 (+11.7%) Land $1,120 Building $12,150	$69,810 (+11.7%) Land $5,880 Building $63,930
2024	$939.00
2023		$11,880 Land $1,120 Building $10,760	$62,500 Land $5,880 Building $56,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY PWSD 2 serves 695 people · EPA ID MO1024079
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Brightspeed, Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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