Stephens County property record for 382 Edgewater Trl S, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,415 sqft · built 2008 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,500 (Dec 2013) |
| Tax Bill | $7,251 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 094 |
| Primary APN | 057 094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,415 sqft Heated Area |
| Attic Area | 2,379 sqft |
| Basement Area | 2,379 sqft |
| Unfinished Basement | 2,379 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Garage Area | 764 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 497 sqft |
| Deck Area | 66 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 280270 |
|---|---|
| Street Address | 382 EDGEWATER TRL S |
| City | TOCCOA |
| State | GA |
| Zip | 30577-2577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 59 & 60 PH 1 SEC D CURRAHEE CLUB |
| Legal Subdivision | CURRAHEE CLUB |
| Legal Phase | 1 |
| Legal Lot Number | 59+60 60 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 970202 |
382 Edgewater Trl S is owned and occupied by two individuals who bought it in December 2013.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 382 EDGEWATER TRL S, TOCCOA, GA 30577-2577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2013 · Amount on File |
| Deed Sale | Dec 18, 2013 · Amount on File |
| Deed Document Number | 0001030376 |
| Deed Book / Page | 1030 / 376 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 382 EDGEWATER TRL S, TOCCOA, GA 30577-2577 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 382 EDGEWATER TRL S, TOCCOA, GA 30577-2577 |
| Document Number | 0014310000000107 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 0000001431/0000000107 |
| Name | FIRST CITIZENS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 382 Edgewater Trl S was $7,251 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,251.00 Homeowner's exemption Senior Citizen's exemption | $354,492 Land $37,000 Building $317,492 | $886,229 Land $92,500 Building $793,729 |
| 2023 | $5,857.00 (-10.93%) Homeowner's exemption | $231,641 (+4.85%) Land $37,000 Building $194,641 | $579,102 (+4.85%) Land $92,500 Building $486,602 |
| 2022 | $6,576.00 Homeowner's exemption | $220,916 Land $37,000 Building $183,916 | $552,290 Land $92,500 Building $459,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 382 Edgewater Trl S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 382 Edgewater Trl S is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 47% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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