382 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 382 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,172 sqft · built 2004
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2012)
Tax Bill	$9,634 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`220-473-05-00`

Property Details

APN / Parcel Number

Primary APN	`220-473-05-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,172 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,255 sqft (0.19 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	382 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-5090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 5 TR 014710
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014710
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

382 Edgewater Dr is owned and occupied by two individuals who bought it in February 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	382 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2012 · Amount on File
Deed Sale	Feb 22, 2012 · Amount on File
Prior Sale	May 27, 2005 · Amount on File
Deed Document Number	201298313
Prior Transfer Date	Dec 16, 2011
Prior Transfer Doc	0000047194
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	382 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077298
Date	Feb 16, 2017
Instrument	2017-0077298

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2032

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	382 EDGEWATER DR, SAN MARCOS, CA 92078-5090
Document Number	0000497178
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 EDGEWATER DR SAN MARCOS CA 920785090, SAN MARCOS, CA 92078-5090

Mortgage

Document Number	0000497178
Date	Oct 25, 2017
Instrument	497178

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 382 Edgewater Dr was $9,634.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$512,457 (+2%) Land $192,169 Building $320,288
2025	$9,634.00	$502,409 Land $188,401 Building $314,008
2023	$9,035.00 (+1.78%)	$482,901 Land $181,086 Building $301,815
2022	$8,877.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 382 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Edgewater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum, T-Mobile, Verizon.

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