382 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 382 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,056 sqft · built 1900
Lot Size	16.4 acres (718,304 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,756 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-00063-0000-00044-01`

Property Details

APN / Parcel Number

Primary APN	`24-00063-0000-00044-01`
Alternative APNs	`240006300000004401YA` `24000630000000440001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,056 sqft Living Area
Gross Area	2,632 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	718,304 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	240006300000004401YA
Street Address	382 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	16.49AC
Legal Subdivision	INCL
Legal Block	63
Legal Lot Number	44.1
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4002
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Jul 29, 2022	Deed of Trust, Mortgage MATTHEW V PICARO
Nov 17, 2022	Deed in Lieu of Foreclosure, Foreclosure FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022
Deed Sale	Nov 17, 2022
Prior Sale	Aug 21, 1995 · Amount on Record
Deed Document Number	2022119740
Deed Book / Page	19227 / 1762
Last Transfer Date	Nov 7, 2025
Transfer Doc	0202021022
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 19, 2025
Property Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408
Document Number	0202021022
Book / Page	20202 / 1022
Instrument Date	Nov 7, 2025
Instrument	2025092317
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191160993
Date	Jul 29, 2022
Book Page	19116/993
Instrument	2022084332

Lender

Name	MATTHEW V PICARO
Type	Private Party

Agreement

Amount	Amount Recorded

November 2022: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	OCEAN NJ
Recording Date	Nov 17, 2022
Property Address	382 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2408
Document Number	0192271762
Book / Page	19227 / 1762
Instrument Date	Jul 22, 2022
Instrument	2022119740
Transaction Type	Foreclosure
Record Updated	Dec 1, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	380 E MILLSTREAM ROAD, 380, PLUMSTED, NJ 08533

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 AMEYTOWN HORSERSTOWN RD, CREAM RIDGE, NJ 08514

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$729,300 (+137.79%) Land $390,700 Building $338,600	$729,300 (+137.79%) Land $390,700 Building $338,600
2025	$10,756.00 (+12.73%)	$306,700 (-) Land $197,200 Building $109,500	$306,700 (-) Land $197,200 Building $109,500
2024	$9,541.00 (+12.31%)
2023		$306,700 Land $197,200 Building $109,500	$306,700 Land $197,200 Building $109,500
2022	$8,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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