382 Comet Dr, Toney, AL 35773 Property Records

Madison County property record for 382 Comet Dr, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,541 sqft · built 1993
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Mar 2020)
Tax Bill	$875 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-27-0-002-015.000`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-0-002-015.000`
Alternative APN	`509174`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	247 ft deep x 115 ft wide
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Utility Building	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	509174
Street Address	382 COMET DR
City	TONEY
State	AL
Zip	35773-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 27 T1S R2W COM AT THE SE COR OF SEC 27 TH N 01 DEG E 1416.19 FT TH N 88 DEG W 1610 FT TH N TO THE N ROW OF COMET DR & THE
Legal Range	02W
Legal Township	01S
Legal Section	27
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2014
Census Tract	10405

Owner

382 Comet Dr is owned and occupied by an individual who bought it in March 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	382 COMET DR, TONEY, AL 35773-8838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 10, 2020	Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS
Mar 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on File
Deed Sale	Mar 10, 2020 · Amount on File
Prior Sale	Feb 20, 2007 · Amount on File
Deed Document Number	202017821
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	382 COMET DR, TONEY, AL 35773-8838
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 COMET DR, TONEY, AL 35773-8838

Mortgage

Document Number	0000002570
Date	Jan 6, 2026
Book Page	2026/2570

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.99%
Index	1-Year CMT
Margin	2
Max Rate	5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	382 COMET DR, TONEY, AL 35773-8838
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100031067
Date	Apr 14, 2021
Instrument	2021-00031067

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	Mar 10, 2020
Property Address	382 COMET DR, TONEY, AL 35773-8838
Document Number	0000017821
Instrument Date	Mar 2, 2020
Instrument	17821
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	ADM TITLE SERVICES LLC, ADM TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 COMET DR TONEY AL 357738838, TONEY, AL 35773-8838

Mortgage

Document Number	17822
Date	Mar 10, 2020
Instrument	17822

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Mar 15, 2018
Property Address	382 COMET DR, TONEY, AL 35773-8838
Document Number	0000015260
Instrument Date	Mar 1, 2018
Instrument	15260
Transaction Type	Transfer
Record Updated	Mar 20, 2018

Transaction

Amount	Amount on Record
Tax	$148.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	382 COMET DR TONEY AL 357738838, TONEY, AL 35773-8838

Tax Assessment & Valuation

The 2026 property tax bill for 382 Comet Dr was $875 with a homeowner's exemption, up 7.4% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$875.00 (+7.36%)
2025	$815.00 Homeowner's exemption	$24,000 Land $4,080 Building $19,920	$264,000 Land $45,000 Building $219,000
2023	$766.00 (+6.83%) Homeowner's exemption	$22,440 (+13.45%) Land $1,500 Building $20,940	$224,400 (+13.45%) Land $15,000 Building $209,400
2022	$717.00	$19,780 Land $1,500 Building $18,280	$197,800 Land $15,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 382 Comet Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Comet Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Kentucky Rural Telephone Cooperative.

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