Washington County and Cambridge Town property record for 382 Cobble Rd, Cambridge, NY 12816
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,300 sqft · built 1960 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Jul 2024) |
| Tax Bill | $5,085 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 532289 262.-2-5 |
| Primary APN | 532289 262.-2-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Shed | 1 Shed |
| Canopy | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 825J100533 |
|---|---|
| Street Address | 382 COBBLE RD |
| City | CAMBRIDGE |
| State | NY |
| Zip | 12816-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RURAL RESIDENCE |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | WASHINGTON NY |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 93000 |
382 Cobble Rd is owned and occupied by an individual who bought it in July 2024.
Source: Washington County and Cambridge Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 382 COBBLE RD, CAMBRIDGE, NY 12816-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on File |
| Deed Sale | Jul 19, 2024 · Amount on File |
| Prior Sale | Jun 11, 2013 · Amount on File |
| Deed Document Number | 20242962 |
| Prior Transfer Date | Apr 12, 2011 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON NY |
| Recording Date | Jul 19, 2024 |
| Property Address | 382 COBBLE RD, CAMBRIDGE, NY 12816-2229 |
| Document Number | 0000000962 |
| Instrument Date | Jun 27, 2024 |
| Instrument | 2024-2962 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 382 COBBLE RD, CAMBRIDGE, NY 12816-2229 |
| Document Number | 0000000963 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 2024-2963 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 382 Cobble Rd was $5,085, up 6.2% from the year before.
Source: Washington County and Cambridge Town assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Washington County |
| County Subdivision | Cambridge Town |
| Unified School District | Cambridge Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,085.00 (+6.16%) | ||
| 2025 | $4,790.00 | $235,600 Land $39,610 Building $195,990 | $235,600 Land $39,610 Building $195,990 |
| 2023 | $230,200 (+48.71%) Land $59,900 Building $170,300 | $230,200 (+33.84%) Land $59,900 Building $170,300 | |
| 2022 | $154,800 Land $76,100 Building $78,700 | $172,000 Land $84,556 Building $87,444 | |
| 2021 | $4,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 382 Cobble Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 382 Cobble Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
4G LTE (outdoors only), no 5G reported
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