382 Chafin Echols Rd, Rayle, GA 30660 Property Records

Wilkes County property record for 382 Chafin Echols Rd, Rayle, GA 30660

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,120 sqft · built 1996
Lot Size	5.57 acres (242,629 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Apr 2017)
Tax Bill	$696 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-016-07`

Property Details

APN / Parcel Number

Primary APN	`002-016-07`
Alternative APN	`6745`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,120 sqft Heated Area
1st Floor Area	720 sqft
Flooring	Tile
Interior Walls	Unfinished

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	242,629 sqft (5.57 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	520 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	144 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6745
Old Parcel Number	002 016 07
Street Address	382 CHAFIN ECHOLS RD
City	RAYLE
State	GA
Zip	30660-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	382 CHAFIN ECHOLS RD
Legal Subdivision	BILLY DON MASSEY
Jurisdiction	WILKES GA
Township / Civil Division	RAYLE
Census Block Group	1
Census Block	1062
Census Tract	10102

Owner

382 Chafin Echols Rd is owned and occupied by an individual who bought it in April 2017.

Source: Wilkes County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	382 CHAFIN ECHOLS RD, RAYLE, GA 30660-1746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Deed Document Number	0000343440
Deed Book / Page	343 / 440
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILKES GA
Property Address	382 CHAFIN ECHOLS RD, RAYLE, GA 30660-1746
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 CHAFIN ECHOLS RD, RAYLE, GA 30660-1746

Mortgage

Document Number	0000000388/0000000587
Date	Nov 3, 2021
Book Page	0000000388/0000000587

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILKES GA
Recording Date	Apr 28, 2017
Property Address	382 CHAFIN ECHOLS RD, RAYLE, GA 30660-1746
Document Number	000343/440
Book / Page	343 / 440
Instrument Date	Apr 28, 2017
Instrument	2017-000195
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 CHAFIN ECHOLS RD, RAYLE, GA 30660-1746

Mortgage

Document Number	343/442
Date	May 1, 2017
Book Page	343/442

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 382 Chafin Echols Rd was $696.

Source: Wilkes County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Wilkes County
Unified School District	Wilkes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$696.00	$24,471 Land $8,595 Building $15,876	$61,178 Land $21,488 Building $39,690
2023	$696.00	$24,471 Land $8,595 Building $15,876	$61,178 Land $21,488 Building $39,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 382 Chafin Echols Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 382 Chafin Echols Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Relyant Communications Fiber	1,000 / 250

Cell Coverage

4G LTE only, no 5G reported

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