382 Carmel Creeper Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 382 Carmel Creeper Pl, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,088 sqft · built 1999
Lot Size	1.48 acres (64,522 sqft)
Owner	Individual Name on File
Last Sale	$1,066,000 (Jan 2024)
Tax Bill	$13,447 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`256-330-56-11`

Property Details

APN / Parcel Number

Primary APN	`256-330-56-11`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,088 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	64,522 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	382 CARMEL CREEPER PL
City	ENCINITAS
State	CA
Zip	92024-7704
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU2
Legal Description	LOT 5 US 11PER DOC98-142315&UND INT IN MODULE E IN TR 013481
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	013481
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	17603

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jan 29, 2024	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA LENDING GROUP INCORPORAT
Jan 29, 2024	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Mar 18, 2021	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2024 · Amount on Record
Deed Sale	Jan 29, 2024 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	202422908
Prior Transfer Date	Jan 8, 2024
Prior Transfer Doc	0000022906
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2024
Property Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Document Number	0000022906
Map Reference	MAP 13481
Instrument Date	Jan 8, 2024
Instrument	2024-0022906
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2079 PARK DALE LN, ENCINITAS, CA 92024-4325

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2024
Property Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Document Number	0000022908
Map Reference	MAP 13481
Instrument Date	Jan 8, 2024
Instrument	2024-0022908
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704

Mortgage

Document Number	0000022909
Date	Jan 29, 2024
Instrument	2024-0022909

Lender

Name	CALIFORNIA LENDING GROUP INCORPORAT
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2024
Property Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Document Number	0000022907
Map Reference	MAP 13481
Instrument Date	Jan 8, 2024
Instrument	2024-0022907
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2079 PARK DALE LN, ENCINITAS, CA 92024-4325

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 18, 2021
Property Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Document Number	0000213775
Map Reference	MAP 13481
Instrument Date	Feb 11, 2021
Instrument	2021-0213775
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10734 LOIRE AVE, SAN DIEGO, CA 92131-1515

Mortgage

Document Number	0000213776
Date	Mar 18, 2021
Instrument	2021-0213776

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	382 CARMEL CREEPER PL, ENCINITAS, CA 92024-7704
Document Number	0000032081
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	382 CARMEL CREEPER PL ENCINITAS CA 920247704, ENCINITAS, CA 92024-7704

Mortgage

Document Number	0000032081
Date	Jan 22, 2020
Instrument	32081

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,109,066 (+2%) Land $832,320 Building $276,746
2025	$13,447.00 (+51.04%) Homeowner's exemption	$1,087,320 (+49.3%) Land $816,000 Building $271,320
2023	$8,903.00 (+4.19%)	$728,278 Land $490,519 Building $237,759
2022	$8,545.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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