38199 Clover Ln, Frankford, DE 19945 Property Records

Sussex County property record for 38199 Clover Ln, Frankford, DE 19945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 2000
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Company Names on Record
Tax Bill	$865 (2026)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`134-17.00-385.00`

Property Details

APN / Parcel Number

Primary APN	`134-17.00-385.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	1,692 sqft
Basement Area	322 sqft
Finished Basement	322 sqft
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	234 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	38199 CLOVER LN
City	FRANKFORD
State	DE
Zip	19945-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR-2
Legal Description	BETHANY MEADOWS LOT 44 SEC 2
Legal Subdivision	BETHANY MEADOWS
Legal Lot Number	44
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2003
Census Tract	51314

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	38199 CLOVER LN, FRANKFORD, DE 19945-4624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 9, 2018
Transfer Doc	0048520317
Record Updated	Oct 29, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 12, 2018
Property Address	38199 CLOVER LN, FRANKFORD, DE 19945-4624
Document Number	0048520317
Book / Page	004852 / 000317
Instrument Date	Mar 9, 2018
Instrument	8756
Transaction Type	Transfer
Record Updated	Jul 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7110 PLANTATION LN ROCKVILLE MD 208524451, ROCKVILLE, MD 20852-4451

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (-0.35%)	$20,250 (-) Land $3,000 Building $17,250	$389,400 (-) Land $95,800 Building $293,600
2025	$868.00 (-0.46%)	$20,250 (-) Land $3,000 Building $17,250	$389,400 (+861.48%) Land $95,800 Building $293,600
2023	$872.00	$20,250 Land $3,000 Building $17,250	$40,500 Land $6,000 Building $34,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Nearby Flood Policies	278 in force
Nearby Flood Claims	5 (2012–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 91% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHANY BAY PUMP DISTRICT private · serves 52,684 people · EPA ID DE0000221
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bloosurf Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20