38197 Padaro St, Murrieta, CA 92563 Property Records

Riverside County property record for 38197 Padaro St, Murrieta, CA 92563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,771 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$315,000 (May 2016)
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`964-421-029`

Property Details

APN / Parcel Number

Primary APN	`964-421-029`
Alternative APN	`958741029`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,771 sqft Living Area
Gross Area	4,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	618 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	958741029
Street Address	38197 PADARO ST
City	MURRIETA
State	CA
Zip	92563-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.14 ACRES M/L IN LOT 261 MB 341/088 TR 30384
Legal Subdivision	TRACT 30384
Legal Tract	30384
Legal Lot Number	261
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2029
Census Tract	43297

Owner

38197 Padaro St is owned by a company that acquired it in August 2023 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	38197 PADARO ST, MURRIETA, CA 92563-3228
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 25, 2023	Intrafamily Transfer, Transfer
Aug 25, 2023	Intrafamily Transfer, Transfer
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2016 · Amount on File
Deed Sale	May 25, 2016 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Document Number	2016214464
Last Transfer Date	Aug 21, 2023
Transfer Doc	0000252405
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38197 PADARO ST, MURRIETA, CA 92563-3228
Transaction Type	Mortgage
Record Updated	Feb 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38197 PADARO ST, MURRIETA, CA 92563-3228

Mortgage

Document Number	0000029680
Date	Feb 1, 2024
Instrument	2024-0029680

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 25, 2023
Property Address	38197 PADARO ST, MURRIETA, CA 92563-3228
Document Number	0000252405
Map Reference	MB 341 PG 88-104
Instrument Date	Aug 21, 2023
Instrument	2023-0252405
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38197 PADARO ST, MURRIETA, CA 92563-3228

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 25, 2023
Property Address	38197 PADARO ST, MURRIETA, CA 92563-3228
Document Number	0000252404
Map Reference	MB 341 PG 88-104
Instrument Date	Aug 21, 2023
Instrument	2023-0252404
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38197 PADARO ST, MURRIETA, CA 92563-3228

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	38197 PADARO ST, MURRIETA, CA 92563-3228
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38197 PADARO ST, MURRIETA, CA 92563-3228

Mortgage

Document Number	0000153529
Date	Mar 30, 2022
Instrument	2022-0153529

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 38197 Padaro St was $7,556 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,646 (+2%) Land $120,742 Building $385,904
2025	$7,556.00 Homeowner's exemption	$496,713 Land $118,375 Building $378,338
2023	$7,416.00 (+0.69%) Homeowner's exemption	$477,428 Land $113,781 Building $363,647
2022	$7,365.00
2021			$509,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38197 Padaro St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38197 Padaro St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless, GeoLinks.

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