3819 320th St, Cushing, MN 56443 Property Records

Morrison County property record for 3819 320th St, Cushing, MN 56443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,416 sqft · built 2021
Lot Size	1.97 acres (86,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,858 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29.1203.000`

Property Details

APN / Parcel Number

Primary APN	`29.1203.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,416 sqft Living Area
1st Floor Area	2,116 sqft
Basement Area	2,116 sqft
Finished Basement	2,116 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	86,036 sqft (1.97 acres)
Garage Type	Mixed
Garage Area	2,692 sqft
Parking Spaces	5 Parking Spaces
Deck Area	300 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	3819 320TH ST
City	CUSHING
State	MN
Zip	56443-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 006 OF HERVIN'S SHOREWOOD
Legal Subdivision	HERVINS SHOREWOOD
Legal Lot Number	6
Jurisdiction	MORRISON MN
Township / Civil Division	SCANDIA VALLEY
Census Block Group	2
Census Block	2054
Census Tract	780100

Owner

Source: Morrison County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3819 320TH ST, CUSHING, MN 56443-4002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SAUK CENTER
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	3819 320TH ST, CUSHING, MN 56443-4002
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	LARSON ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000573278
Date	Oct 26, 2020
Instrument	573278

Lender

Name	FIRST STATE BANK SAUK CENTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 23, 2021

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRISON MN
Property Address	3819 320TH ST, CUSHING, MN 56443-4002
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000583077
Date	Dec 2, 2021
Instrument	583077

Lender

Name	ALERUS FINANCIAL NA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Morrison County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Morrison County
County Subdivision	Scandia Valley Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,858.00 (+26.53%) Homeowner's exemption	$1,101,800 (-5.15%) Land $264,600 Building $837,200	$1,101,800 (-5.15%) Land $264,600 Building $837,200
2025		$1,161,600 (+10.3%) Land $264,600 Building $897,000	$1,161,600 (+10.3%) Land $264,600 Building $897,000
2023	$9,372.00 Homeowner's exemption	$1,053,100 Land $211,500 Building $841,600	$1,053,100 Land $211,500 Building $841,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	30 (2014–2024)
Claims Outside the SFHA	28 of 30
Most Recent Claim	Jun 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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