38180 324th Pl SE, Enumclaw, WA 98022 Property Records

King County property record for 38180 324th Pl SE, Enumclaw, WA 98022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,590 sqft · built 2022
Lot Size	10.4 acres (456,508 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Nov 2018)
Tax Bill	$12,348 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`342107-9085`

Property Details

APN / Parcel Number

Primary APN	`342107-9085`
Alternative APN	`342107908507`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Building Area	2,590 sqft Living Area
Gross Area	5,360 sqft
1st Floor Area	2,590 sqft
Upper Floors Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Lot Area	456,508 sqft (10.4 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	1,370 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	342107908507
Street Address	38180 324TH PL SE
City	ENUMCLAW
State	WA
Zip	98022-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-10
Legal Description	LOT 2 OF KC SHORT PLAT #S0788008 REC #9506070642 SD SP DAF - N 1/2 OF SW 1/4 OF SW 1/4
Legal Range	07
Legal Township	21
Legal Section	34
Legal Subdivision	SP 788008
Legal Block	85
Legal Lot Number	2
Jurisdiction	KING WA
Township / Civil Division	ENUMCLAW PLATEAU
Census Block Group	1
Census Block	1088
Census Tract	31502

Owner

Source: King County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 CHINOOK AVE, D10, ENUMCLAW, WA 98022-3768
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Aug 20, 2021	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Nov 28, 2018	Warranty Deed, Transfer · ARM BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	20181318
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	38180 324TH PL SE, ENUMCLAW, WA 98022-9600
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000607
Date	Oct 7, 2022
Instrument	20221007000607

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	38180 324TH PL SE, ENUMCLAW, WA 98022-9600
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHINOOK AVE D10, D10, ENUMCLAW, WA 98022-3768

Mortgage

Document Number	0000001152
Date	Aug 20, 2021
Instrument	20210820001152

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 28, 2018
Property Address	38180 324TH PL SE, ENUMCLAW, WA 98022-9600
Document Number	0000001318
Map Reference	DOC950607642
Instrument Date	Nov 21, 2018
Instrument	20181128001318
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,031.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 CHINOOK AVE APT D10, D10, ENUMCLAW, WA 98022-3768

Mortgage

Document Number	0000001319
Date	Nov 28, 2018
Instrument	20181128001319

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Unified School District	Enumclaw School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,348.00 (+3.37%)
2025		$1,221,000 (+3.65%) Land $408,000 Building $813,000	$1,221,000 (+3.65%) Land $408,000 Building $813,000
2024	$11,946.00 (+29.24%)	$1,178,000 (+4.53%) Land $359,000 Building $819,000	$1,178,000 (+4.53%) Land $359,000 Building $819,000
2022	$9,243.00	$1,127,000 Land $354,000 Building $773,000	$1,127,000 Land $354,000 Building $773,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (1990–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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