3818 Whispering Oaks, Temple, TX 76504 Property Records

Bell County property record for 3818 Whispering Oaks, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1,781 sqft · built 2001
Lot Size	0.169 acres (7,367 sqft)
Owner	Individual Name on Record
Tax Bill	$5,363 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0138966305`

Property Details

APN / Parcel Number

Primary APN	`0138966305`
Alternative APNs	`232657` `850478`

Interior

Stories	1 Story
Building Area	1,781 sqft Living Area
1st Floor Area	1,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Lot Area	7,367 sqft (0.169 acres)
Lot Dimensions	139 ft deep x 53 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	148 sqft

Location & Zoning

Account Number	850478
Street Address	3818 WHISPERING OAKS
City	TEMPLE
State	TX
Zip	76504-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE CREEK PHASE IV, BLOCK 001, LOT 0009
Legal Subdivision	WOODBRIDGE CREEK PHASE IV
Legal Block	1
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	21201

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3818 WHISPERING OAKS, TEMPLE, TX 76504-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Vendor's Lien, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 30, 2021	Warranty Deed, Transfer CENTRALAND TITLE COMPANY
Oct 5, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Prior Sale	Aug 30, 2021
Deed Document Number	2022024632
Record Updated	Jun 7, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 19, 2022
Property Address	3818 WHISPERING OAKS, TEMPLE, TX 76504-2102
Document Number	0000024632
Map Reference	CAB C SL 195-D
Instrument Date	Apr 18, 2022
Instrument	2022024632
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12100 SRING VALLEY RD, 12100, MILANO, TX 76556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 WHITSPERI OSK DR, TEMPLE, TX 76504

Mortgage

Document Number	0000024633
Date	Apr 19, 2022
Instrument	2022024633

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 30, 2021
Property Address	3818 WHISPERING OAKS, TEMPLE, TX 76504-2102
Document Number	0000055722
Map Reference	CAB C SL 195-D
Instrument Date	Aug 26, 2021
Instrument	2021055722
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8055 PAUL FORTINO DR, 8055, SWARTZ CREEK, MI 48473-7032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 WHISPERING OAKS, TEMPLE, TX 76504-2102

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 5, 2018
Property Address	3818 WHISPERING OAKS, TEMPLE, TX 76504-2102
Document Number	0000042095
Map Reference	CAB C SL195-D
Instrument Date	Oct 1, 2018
Instrument	2018-00042095
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 WESPERJNG OAKS, TEMPLE, TX 76504

Mortgage

Document Number	0000042096
Date	Oct 5, 2018
Instrument	2018-00042096

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,363.00 (+4.97%) Homeowner's exemption	$305,790 Land $30,000 Building $275,790	$305,790 Land $30,000 Building $275,790
2022	$5,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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