3818 SE 7th St, Ocala, FL 34471 Property Records

Marion County property record for 3818 SE 7th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,839 sqft · built 1970
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2013)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27708-000-00`

Property Details

APN / Parcel Number

Primary APN	`27708-000-00`
Alternative APNs	`0654451000` `654451`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,839 sqft Living Area
Gross Area	3,803 sqft
1st Floor Area	2,839 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	215 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	128 sqft
Deck Area	100 sqft
Patio Area	240 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3818 SE 7TH ST
City	OCALA
State	FL
Zip	34471-3054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 14 TWP 15 RGE 22 PLAT BOOK D PAGE 102 VIRGINIA HEIGHTS W 101 FT OF LOT 23
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	VIRGINIA HEIGHTS
Legal Lot Number	23
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2027
Census Tract	2202

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3818 SE 7TH ST, OCALA, FL 34471-3054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2022	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2013 · Amount on Record
Deed Sale	Aug 27, 2013 · Amount on Record
Prior Sale	Mar 19, 2013 · Amount on Record
Deed Document Number	201388185
Deed Book / Page	5917 / 561
Last Transfer Date	Oct 3, 2021
Transfer Doc	0076691179
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3818 SE 7TH ST, OCALA, FL 34471-3054
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 SE 7TH ST, OCALA, FL 34471-3054

Mortgage

Document Number	0087260275
Date	Oct 1, 2025
Book Page	8726/275
Instrument	2025131530

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3818 SE 7TH ST, OCALA, FL 34471-3054
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 SE 7TH ST, OCALA, FL 34471-3054

Mortgage

Document Number	0082361598
Date	Jan 23, 2024
Book Page	8236/1598
Instrument	2024008713

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 10, 2022
Property Address	3818 SE 7TH ST, OCALA, FL 34471-3054
Document Number	0076691179
Book / Page	7669 / 1179
Map Reference	MB D PG 102
Instrument Date	Oct 3, 2021
Instrument	2022003973
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3818 SE 7TH ST, OCALA, FL 34471-3054

Mortgage

Document Number	0076691182
Date	Jan 10, 2022
Instrument	7669/1182

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00 (+4.48%) Homeowner's exemption	$142,799 (+5.99%)	$339,971 (+10.33%) Land $49,086 Building $290,885
2023	$2,099.00 (+14.26%) Homeowner's exemption	$134,733 (+3%) Land $49,086 Building $85,647	$308,144 (+1%) Land $49,086 Building $259,058
2022	$1,837.00 Homeowner's exemption	$130,809	$280,125 Land $49,086 Building $231,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Central Florida Broadband, Ocala Fiber Network.

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