3818 SE 3rd St, Ocala, FL 34471 Property Records

Marion County property record for 3818 SE 3rd St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,075 sqft · built 1978
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$313,000 (May 2021)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2749-006-028`

Property Details

APN / Parcel Number

Primary APN	`2749-006-028`
Alternative APN	`0650781000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.469 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	225 sqft
Patio Area	40 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0650781000
Old Parcel Number	2749006028
Street Address	3818 SE 3RD ST
City	OCALA
State	FL
Zip	34471-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 14 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	14
Legal Subdivision	OSCEOLA ESTATES SEC 01
Legal Block	6
Legal Lot Number	28,29 29
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2016
Census Tract	2202

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3818 SE 3RD ST, OCALA, FL 34471-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Warranty Deed, Transfer · VA Mortgage PANORAMA MORTGAGE GROUP LLC
May 5, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	Oct 19, 2000
Deed Document Number	2021061717
Deed Book / Page	7457 / 257
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 10, 2021
Property Address	3818 SE 3RD ST, OCALA, FL 34471-3004
Document Number	0074570257
Book / Page	7457 / 257
Map Reference	MB C PG 17
Instrument Date	May 5, 2021
Instrument	2021061717
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,191.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 SW 46TH CT # CT502, 4900, OCALA, FL 34474-6264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 SE 3RD ST, OCALA, FL 34471-3004

Mortgage

Document Number	7457259
Date	May 10, 2021
Instrument	7457/259

Lender

Name	PANORAMA MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3818 SE 3RD ST, OCALA, FL 34471-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071830847
Date	May 5, 2020
Book Page	7183/847
Instrument	2020046297

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,038.00 (+4.18%) Homeowner's exemption	$319,007 (+5.99%) Land $87,024 Building $231,983	$335,140 (+11.35%) Land $87,024 Building $248,116
2023	$4,836.00 (-3.97%) Homeowner's exemption	$300,987 (+9.65%) Land $89,046 Building $211,941	$300,987 (+9.65%) Land $89,046 Building $211,941
2022	$5,036.00	$274,504 Land $89,046 Building $185,458	$274,504 Land $89,046 Building $185,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Central Florida Broadband, Ocala Fiber Network.

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