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3818 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3818 Saltmarsh Loop, Sanford, FL 32773 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,402 sqft · built 2018
OwnerIndividual Name on File
Last Sale$289,000 (Feb 2019)
Tax Bill$4,925 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0190

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area2,402 sqft Living Area
1st Floor Area1,184 sqft
2nd Floor Area1,218 sqft
Upper Floors Area1,218 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area208 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3818 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range31
Legal Township20
Legal Section17
Legal SubdivisionWYNDHAM PRESERVE
Legal Tract502
Legal Lot Number19
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0190

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2023Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Mar 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 05, 2019Special Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
Dec 01, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2019 · Amount on Record
Deed SaleFeb 05, 2019 · Amount on Record
Deed Document Number2019012913
Deed Book / Page09294 / 0220
Record UpdatedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number0105191023
DateOct 09, 2023
Book Page10519/1023
Instrument2023093098
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueOct 31, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095600120
DateMar 18, 2020
Book Page9560/120
Instrument2020029847
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

February 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateFeb 05, 2019
Property Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0092940220
Book / Page09294 / 0220
Map ReferenceMB 81 PG 93
Instrument DateDec 18, 2018
Instrument2019012913
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyPSH TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

NameVerified Name
Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094

Mortgage

Document Number2019012914
DateFeb 05, 2019
Instrument2019012914
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2049

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateDec 01, 2017
Property Address3818 SALTMARSH LOOP, SANFORD, FL 32773-7094
Document Number0090330005
Book / Page009033 / 000005
Instrument DateNov 29, 2017
Instrument121544
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,376.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5200 VINELAND RD #100 ORLANDO FL 328117674, 100, ORLANDO, FL 32811-7674
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,925.00 (+12.57%) Homeowner's exemption$306,107 (+5.99%)$437,238 (+8.55%) Land $88,000 Building $349,238
2023$4,375.00 (+2.94%) Homeowner's exemption$288,816 (+3%)$402,792 (+15.62%) Land $88,000 Building $314,792
2022$4,250.00 Homeowner's exemption$280,404$348,363 Land $72,000 Building $276,363

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire RiskHigh
above 71% of the US · above 52% of Florida
Wildfire LikelihoodAbout 1 in 329 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 192 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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