3818 Prestwick Cir, Cincinnati, OH 45245 Property Records

Clermont County property record for 3818 Prestwick Cir, Cincinnati, OH 45245

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,132 sqft · built 2019
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on Record
Last Sale	$431,426 (Nov 2019)
Tax Bill	$7,227 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28-28-13F-146`

Property Details

APN / Parcel Number

Primary APN	`28-28-13F-146`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
1st Floor Area	1,224 sqft
Basement Area	1,014 sqft
Finished Basement	770 sqft
Unfinished Basement	244 sqft
Family Room	Family Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,499 sqft (0.31 acres)
View / Lot	Cul-de-sac
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3818 PRESTWICK CIR
City	CINCINNATI
State	OH
Zip	45245-3376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESTWICK PLACE SECTION 1 BLOCK A; LOT 25; SEE 282813F146T FOR TIF
Legal Subdivision	PRESTWICK PLACE
Legal Block	A
Legal Lot Number	25
Jurisdiction	CLERMONT OH
Township / Civil Division	PIERCE
Census Block Group	1
Census Block	1001
Census Tract	41505

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Nov 26, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Aug 15, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Aug 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Apr 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	201927216
Deed Book / Page	2824 / 3112
Prior Transfer Date	Mar 12, 2019
Prior Transfer Doc	0000006943
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3919 PRASTWICK CIRCLE, CINCINNATI, OH 45245

Mortgage

Document Number	0000004259
Date	Feb 11, 2022
Book Page	2911/2055
Instrument	202200004259

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jan 13, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009761
Date	Mar 26, 2021
Book Page	2874/3198
Instrument	202100009761

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	Nov 26, 2019
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Document Number	0000027216
Book / Page	2824 / 3112
Map Reference	CAB 17 PG 305-309
Instrument Date	Nov 15, 2019
Instrument	201900027216
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2022
Title Company	HOMESTEAD TITLE AGENCY LP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 OLYMPIC BLVD STE 400, 3940, ERLANGER, KY 41018-3593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376

Mortgage

Document Number	0000027217
Date	Nov 26, 2019
Instrument	201900027217

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLERMONT OH
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Document Number	0000018644
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #400 ERLANGER KY 410183593, 400, ERLANGER, KY 41018-3593

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Aug 22, 2019
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Document Number	0000018307
Book / Page	002816 / 000427
Instrument Date	Jul 29, 2019
Instrument	18307
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$580.86
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025
Investor	Possibly a Property Investor

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 11, 2019
Property Address	3818 PRESTWICK CIR, CINCINNATI, OH 45245-3376
Document Number	0000006943
Book / Page	002805 / 002175
Instrument Date	Mar 12, 2019
Instrument	6943
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,822.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Pierce Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,227.00 (-2.13%)	$57,650 (-) Land $18,940 Building $38,710
2024	$7,384.00 (-19.88%) Homeowner's exemption	$57,650 (-) Land $18,940 Building $38,710	$164,700 (-) Land $54,100 Building $110,600
2023	$9,216.00 (+213.68%) Homeowner's exemption	$57,650 (+15.42%) Land $18,940 Building $38,710	$164,700 (+15.42%) Land $54,100 Building $110,600
2022	$2,938.00 Homeowner's exemption	$49,950 Land $17,850 Building $32,100
2020			$142,700 Land $51,000 Building $91,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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