3818 E Goldfinch Gate Ln, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3818 E Goldfinch Gate Ln, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,204 sqft · built 1988
Lot Size	0.178 acres (7,762 sqft)
Owner	Individual Name on Record
Last Sale	$539,000 (Jan 2022)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-29-864`

Property Details

APN / Parcel Number

Primary APN	`301-29-864`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,140 sqft
2nd Floor Area	1,064 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,762 sqft (0.178 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3818 E GOLDFINCH GATE LN
City	PHOENIX
State	AZ
Zip	85044-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN PARK RANCH UNIT 21-A MCR 296-10
Legal Range	03E
Legal Township	01S
Legal Section	24
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	MOUNTAIN PARK RANCH UNIT 21-A
Legal Lot Number	224
Legal Unit	21-A
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	116710

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 8, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 31, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Aug 15, 2019	Quit Claim Deed, Transfer · Line of Credit NATIONAL BK/AZ
Jan 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Aug 15, 2019
Deed Document Number	20220090740
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500

Mortgage

Document Number	0000136437
Date	Mar 10, 2026
Instrument	20260136437

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500

Mortgage

Document Number	0000458003
Date	Aug 8, 2025
Instrument	20250458003

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500

Mortgage

Document Number	0000440924
Date	Jul 31, 2025
Instrument	20250440924

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2022
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Document Number	0000090740
Map Reference	DOC 1986-387478
Instrument Date	Jan 3, 2022
Instrument	20220090740
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3944 E TONTO ST, PHOENIX, AZ 85044-3837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500

Mortgage

Document Number	0000090741
Date	Jan 31, 2022
Instrument	20220090741

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 15, 2019
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Document Number	0000626659
Instrument Date	Jul 31, 2019
Instrument	626659
Transaction Type	Transfer
Record Updated	Aug 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3818 EGOLDFINCH GATE LN PHOENIX AZ 85044, PHOENIX, AZ 85044

Mortgage

Document Number	626660
Date	Aug 15, 2019
Instrument	626660

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	MESA, AZ 85205

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3818 E GOLDFINCH GATE LN, PHOENIX, AZ 85044-4500
Document Number	0000102604
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 E GOLDFINCH GATE LN PHOENIX AZ 850444500, PHOENIX, AZ 85044-4500

Mortgage

Document Number	0000102604
Date	Feb 10, 2017
Instrument	102604

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,020 (+0.5%)	$520,200 (+0.5%) Land $104,000 Building $416,200
2025	$3,028.00 (+5.07%)
2024		$51,760	$517,600 Land $103,500 Building $414,100
2023	$2,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Tristate Wi-Fi by Wi-Fiber.

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