3818 Centennial Trl, Duluth, GA 30096 Property Records

Gwinnett County property record for 3818 Centennial Trl, Duluth, GA 30096

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,720 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$125,500 (Jul 2000)
Tax Bill	$3,816 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6-239-163`

Property Details

APN / Parcel Number

Primary APN	`6-239-163`
Alternative APNs	`R6239-163` `1059968`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	2,120 sqft
1st Floor Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3818 CENTENNIAL TRL
City	DULUTH
State	GA
Zip	30096-6232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTH
Legal Description	L13 BA PLANTATION OAKS S/D
Legal Subdivision	PLANTATION OAKS S/D
Legal Block	A
Legal Lot Number	13
Jurisdiction	GWINNETT GA
Township / Civil Division	NORCROSS
Census Block Group	1
Census Block	1000
Census Tract	50334

Owner

3818 Centennial Trl is owned and occupied by two individuals who bought it in July 2000.

Source: Gwinnett County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3818 CENTENNIAL TRL, DULUTH, GA 30096-6232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL HOME LOAN BANK NY
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2000 · Amount on File
Deed Sale	Jul 19, 2000 · Amount on File
Prior Sale	May 14, 1996 · Amount on File
Deed Book / Page	20925 / 248
Prior Transfer Date	May 26, 2000
Prior Transfer Doc	2092000258
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Recording Date	Sep 1, 2026
Property Address	3818 CENTENNIAL TRL, DULUTH, GA 30096-6232
Document Number	6273000007
Book / Page	62736 / 7
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 CENTENNIAL TRL, DULUTH, GA 30096-6232

Mortgage

Document Number	6273000007,
Date	Sep 1, 2026
Book Page	62736/7

Lender

Name	FEDERAL HOME LOAN BANK NY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3818 CENTENNIAL TRL, DULUTH, GA 30096-6232
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3818 CENTENNIAL TRL, DULUTH, GA 30096-6232

Mortgage

Document Number	0599670515
Date	May 24, 2022
Book Page	0000059967/0000000515

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3818 Centennial Trl was $3,816.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,816.00	$154,160 Land $27,880 Building $126,280	$385,400 Land $69,700 Building $315,700
2023	$3,001.00	$132,240 Land $24,000 Building $108,240
2022			$330,600 Land $60,000 Building $270,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3818 Centennial Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3818 Centennial Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile.

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